Ahmad Alali

Finance Analyst with experience across fintech, energy, and trading. Skilled in financial modeling, P&L ownership, variance analysis, cost optimization, and strategic benchmarking to support data-driven business decisions.

Tamara Riyadh, Saudi Arabia

Strategic Finance Analyst May 2025 – Dec 2025

Built and maintained a financial model benchmarking GMV, Revenue, Transactions costs, OPEX, KPIS and unit economics against regional and global BNPL peers, helping leadership identify margin gaps and refinement of strategic priorities

Built and led Tamara’s first departmental P&L framework, enabling budget vs actual tracking across all departments

Delivered monthly variance analysis and insights to department heads to support strategic decision-making and cost control

Assisted in Tamara’s debt refinancing (USD 2B+), supporting analysis, preparation materials, and internal financial modeling

Led analysis and modeling in pricing of Merchant Discount rates, assuring fair and profitable rates using self-extracted data for over 50,000+ Merchants

Analyzed SaaS spend ($35,000+), categorized fixed/variable costs, uncovered tools that improve budgeting discipline

Identified inefficiencies in outsourcing contracts, prompting a vendor review with potential savings of ~ $200,000 annually

Mada Energy Khobar, Saudi Arabia

Financial Planner Jan 2023 –Jan 2025

Implemented a new financial reporting system, reducing reporting time by 20% and increasing accuracy through automated workflows Integrated cybersecurity and financial controls, achieving cost savings of $15,000 and safeguarding company assets

Reduced operational expenses by 15% by cutting reliance on costly outsourced services

Evaluated and responded to RFQs from major clients (including Aramco), analyzing pricing, cost structures, and market conditions to ensure competitive and commercially viable proposals

Independent San Diego, CA, USA

Equity and Derivatives Trader Dec 2020 – Dec 2023

Constructed and actively managed a short and medium term portfolio of curated assets, outperforming the S&P 500 by 20%

Designed and deployed automated trading systems using coding tools to trade under diverse market conditions

Conducted risk-reward analysis for equity derivatives, primarily focusing on options trading strategies (spreads, straddles, and iron condors) to hedge portfolio and capitalize on volatility

Concordia University, John Molson School of Business

Bachelor of Commerce, Finance

Montreal, Canada

May 2024