Amir Gharib

Certified Risk Management & Governance senior executive with experience of over 20 years in the field of Banking & Financial Institutions have provided me the platform to present myself as a potential candidate for a suitable senior management or executive position in an organization that can fulfill my need for incessant professional development and provide an opportunity for career growth.

Areas of core competency is Fraud Risk Management, Operational Risk Management, Investigation, Business Continuity Management, Information/Data Security, Internal Controls, Risk based Audit, Quality Assurance, Risk Governance and Compliance.

Develop a fraud risk management program and standards for fraud monitoring, detection, case management, investigating and reporting.

• Take ownership for the execution of the Bank’s Fraud Risk Management Framework.
• Responsible for the overall coordination of the fraud risk management program (strategy/policy development, strategy/loss analytics, and Investigations, collaboration with Businesses, Operations and Legal/Compliance on execution of strategies/policies).
• Manage, lead and develop the Fraud management teams.
• Ensure that appropriate fraud management controls (prevention, detection, recovery, deterrence) and monitoring processes are in place for existing products/services.
• Acting as initial point of contact for law enforcement agencies, internal and external sources, receiving reports of data compromises and fraud related events and ensuring appropriate action taken.
• Coordinate and lead fraud investigations to ensure appropriate and timely responses to fraud incidents and longer-term remediation efforts implemented to reduce likelihood and impact.
• Ensure that significant fraud investigations are concluded internally and externally where relevant.
• Issue investigation reports, make recommendations and advise senior management on appropriate action to be taken based on the outcome of investigations and investigation report findings.
• Ensure that the senior management of the Bank and the regulators are provided with assurance that fraud risks are managed in line with the Bank’s fraud risk management program, risk tolerance and regulatory expectations.
• Take a leading role in the selection of systems and tools used for fraud risk management, ensuring that regulatory and bank requirements and standards are met.
• Manage the escalation of significant fraud and/ or misconduct incidents with the Bank’s stakeholders and external parties as appropriate
• On Card fraud, report Card fraud incidents as part of regular monthly reporting, analyzing trends and providing any recommendations to address changing threat environments.
• Develop strategies to counter different fraud types and take timely and appropriate response within detection process to mitigate the fraud risk exposure.
• Exercises the highest levels of sensitivity, confidentiality and discretion in performing duties. Carries out work in accordance with general directives, Bank policies, local and international laws.

▪ Certified Fraud Examiner - CFE​ ​​2018 – Onward

▪ Completed Advance Diploma of Management from Cambridge College International

Member with UAE Internal Auditors Association