Regional Credit Manager
Analytical & result-oriented professional with 16 years of work experience in Banking & FIs specialized in Trade Finance-Factoring/Receivables, Working Capital & Projects, Equity, Asset Securitization.
Regional Credit Manager – Business Banking - AU Small Finance Bank - Gujarat
(2021-01)
Joined as a Cluster Credit Manager and promoted to Regional Credit Manager, capable of handling team and having credit delegation (sanctioning power) of INR 50.0 million. Looking after transaction banking, credit underwriting, portfolio monitoring, renewals, risk management, compliance & audit of infrastructure (EPC, solar power), manufacturing, trading, service industry and capital market.
Credit & Risk Manager - SMEAG - ICICI Bank - North Zone
(2019-10 - 2021-01)
Credit appraisal, analysis of industry, management, financial, security, market risk, policies, compliance & audits for clients.
Senior Risk Manager-MEF - Yes Bank Ltd - North & Central Gujarat
(2018-05 - 2019-10)
Business Development, Financial Risk & Mitigant, Policies, Compliance to provide financial aid to MSMEs.
Credit Manager – Agri Business Group - Kotak Mahindra Bank Ltd
(2016-02 - 2018-05)
Projects, Working Capital, Term Loan and Foreign Line of Credit for Agri SME & Corporate clients.
Relationship Manager – Marketing - IFCI Factors Ltd
(2011-06 - 2016-02)
Trade Finance, client acquisition and relationship, networking and partnering with foreign investors, credit insurance companies/import factors.
Executive Finance - Vivante Purefoods Pvt. Ltd
(2010-05 - 2011-05)
Prepare detailed project feasibility report and meet bankers for debt syndication.
Management Trainee - Abellon Cleanenergy Ltd
(2009-03 - 2010-05)
Looking after new business projects in the field of Agrisciences, Solid Biofuel, Renewable Power.
Company Secretary - ICSI-Ahmedabad Chapter
Masters in Business Administration - Finance & Marketing - ICFAI University
Graduation in Commerce - Accountancy, Audit & Tax - Gujarat University
