Rama Naidu

Chartered Accountant with more than 17 years of experience in Enterprise Risk Management, in banking and financial services industry. Considerable experience in risk management leadership, initiating, conceptualizing, implementing & managing ERM framework alignment with Basel. Substantial consulting experience in whole or in silos or in partnership covering Risk Governance in various banking groups in ME, Africa and SE Asia.

Effectively managed mortgage portfolio of AED 2 billion, by keeping delinquencies within appetite of company.

Established integrated risk management framework for all aspects of risks “Credit, Operational, Information security and Business Continuity risks” across organization Development of risk management policies, including quantification of company risk appetite through specific risk limits

Implement asset of risk metrics and reports, including losses and incidents, Key risk exposures and early warning indicators

Improve company's risk management readiness through communication and training programs, performance measurement and incentives, and other change management programs Responsible for preparing and circulating company's risk report to Board Risk Committee Ensure conducting of Business Impact Analysis (BIA) is carried out annually and Business Continuity Management (BCM) plans is tested as per needs of company.

Adhered to social distancing protocols and wore mask or face shield.

Led projects and analyzed data to identify opportunities for improvement.

Developed team communications and information for meetings.

Qualified Chartered Accountant from Institute of Chartered Accountants of India