Ken Karberg

Enterprising, driven, and innovative professional with over ten years' experience in finance, automotive, and management industries, well positioned to leverage skills, experience, and education to excel in dynamic and engaging environments. Proficient in skills of leadership, sales, and relationship building.

Finance Manager at ALM Kia/CDJR (2024-01 – Present)

Built strategic professional relationships within lending community, ensuring reliable prompt financial services. Partnered with sales managers on profitability efforts and sales structuring.

• Ensured efficient contract funding for daily cash flow and processing on contracts of more than $2MM.
• Averaged 2293 per copy and 58% service contracts, 75% gap penetration, 2.0 products per deal.
• Procured financing options for leasing and retail clients for more than 85 units monthly.

Finance Manager at Five Star Ford (2023-01 – 2024-12)

Built strategic professional relationships within lending community, ensuring reliable prompt financial services. Partnered with sales managers on profitability efforts and sales structuring.

• Ensured efficient contract funding for daily cash flow and processing on contracts of more than $3MM.
• Averaged 2100 per copy and 62% service contracts, 65% gap penetration, 2.2 products per deal.
• Procured financing options for leasing and retail clients for more than 100 units monthly.

Finance Manager at Larry miller Casa Chevrolet (2021-01 – 2023-12)

Built strategic professional relationships within lending community, ensuring reliable prompt financial services. Partnered with sales managers on profitability efforts and sales structuring.

• Ensured efficient contract funding for daily cash flow and processing on contracts of more than $3MM.
• Averaged 2650 per copy and 78% service contracts, 58% gap penetration, 6.4 products per deal.
• Procured financing options for leasing and retail clients for more than 200 units monthly.
• Number one in products per deal in 2021 for entire 65 dealer group.

Finance Director at Reliable Chevrolet (2019-01 – 2020-12)

Orchestrated team of 5 financial contractors training, coaching, and mentoring on efforts of productivity and financial operations. Built strategic professional relationships within lending community, ensuring reliable prompt financial services. Partnered with sales managers on profitability efforts and sales structuring.

• Ensured efficient contract funding for daily cash flow and processing on contracts of more than $4MM.
• Averaged 1950 per copy and 78% service contracts and 58% gap penetration.
• Procured financing options for leasing and retail clients for more than 200 units monthly.

Finance Director at Melloy Chevy/Ford/CJDR (2018-01 – 2019-12)

Led team of 4 finance contractors in lending operations and procedures. Spearheaded sales structuring initiatives, combining with management staff to reap highest profits. Compiled strategic partnerships with lenders for ease of financial processing.

• Observed daily cash flow and processing on contracts valued at more than $1MM, ensuring efficient servicing.
• Averaged 1750 per copy and 58% service contracts and 68% gap penetration.
• Obtained financing for retail and leasing clients, averaging more than 200 units monthly.

Finance Director at Galles Chevrolet (2014-01 – 2018-12)

Helmed team of 3 finance contractors, mentoring and providing guidance on daily performance. Collaborated with management staff on projects of productivity and sales structuring. Built and sustained relationships with external and internal stakeholders, ensuring prompt and productive financial processing.

• Provided speedy contract funding on daily cash flow and processing valued at more than $2MM.
• Averaged 1780 per copy and 57% service contracts and 65% gap penetration.
• Gathered funding options for retail and leasing clients, averaging more than 225 units.

Finance Director at Lowe Toyota Warner (2009-01 – 2014-12)

Captained team of 3 finance contractors, exceeding expectations on fulfilling daily workloads and smooth operations. Coordinated with sales management staff on streamlining sales practices for maximization of dealership profits. Partnered with lenders in positive and supportive sales efforts.

• Averaged 1660 per copy and 52% service contracts and 61% gap penetration.
• Observed and controlled daily cash flow and processing of contracts for more than $2MM.
• Provided credit services for leasing clients, averaging 225 units.

Finance Director at Executive Cars, Inc.

Acted as subject matter expert on sales structuring, maximizing dealership profit. Directed team of 10 finance contactors in productivity efforts, ensuring prompt completion of daily duties. Collaborated with controller on monthly budgets and expenses analysis. Built strategic working relationships with lenders and internal stakeholders.

• Secured retail and lease financing, averaging between 285 and 300 units monthly.
• Collaborated to provide prompt funding, cash flow, and processing of $5MM daily contracts.

Finance Director at Bill Heard Chevrolet

Commanded team of 8 finance contractors, training and coaching on matters of operational procedures and efficiency. Partnered with Sales Managers on structuring of deals, ensuring increased profits and expedited processing.

• Gathered retail and lease financing, averaging between 400 and 450 units monthly.
• Conducted efforts on cash flow, and processing of $5MM daily contracts.

Branch Manager at AmeriCredit Financial Services

Coached, trained, and guided team of 6 credit analysts and funders in efficiency efforts, adhering to compliance protocols and improving productivity on daily tasks. Grew dealer base, and increased business through implementation of sales initiatives. Produced and sustained dealer base through sales call and relationship strengthening.

• Helmed operations of regional credit center by serving more than 100 dealerships.
• Increased origination volume, smashing goals and creating portfolio delinquency below organizational targets.

Branch Operations Manager at Ford Motor Credit

Captained customer service, purchasing and branch operations daily. Complied and presented loan proposals for senior management. Coached representatives and reviewed sales techniques, securing sales and hitting branch volume goals. Reviewed finances on dealerships floor plans, mortgages, and capital loans.

• Conducted, monitored, and trained eighty-six employees, guiding staff to future advancement.
• Built and honed strategic relationships with personnel of fifty dealerships within organization.

Master of Business Administration in Business Administration – Orlando College

B.S.B.A. in Finance – University of Central Florida