Sirui Chen

Assisted the end-to-end loan lifecycle for 39 clients across 45 loan applications and supported a total debt portfolio of $24 million; navigated CRM and AOL to facilitate lodgements and settlements for Big 4 and specialized lenders Managed KYC/AML protocols and RFI (Request for Information) workflows to ensure document integrity; performed Credit Assessments and Living Expense Analysis (LEA) against HEM benchmarks to determine servicing capacity Performed audit of 800+ complex transactions for high-risk cases, identified a 400% variance in self-reported data and recalibrating borrowing capacity to ensure 100% lender compliance and risk mitigation

Mortgage Credit Analyst Intern at Lionel Finance (2025-12 – 2026-03)

• Assisted the end-to-end loan lifecycle for 39 clients across 45 loan applications and supported a total debt portfolio of $24 million; navigated CRM and AOL to facilitate lodgements and settlements for Big 4 and specialized lenders
• Managed KYC/AML protocols and RFI (Request for Information) workflows to ensure document integrity; performed Credit Assessments and Living Expense Analysis (LEA) against HEM benchmarks to determine servicing capacity
• Performed audit of 800+ complex transactions for high-risk cases, identified a 400% variance in self-reported data and recalibrating borrowing capacity to ensure 100% lender compliance and risk mitigation
• Enhanced Quality Assurance initiatives by designing a ‘Checker Checklist’ to standardize document auditing; supervised junior interns and performed final-stage reviews to ensure strict adherence to NCCP Act and Best Interests Duty

Research Analyst at Awaken Thunder Capital (2025-07 – 2025-09)

• Conducted cross-market investment research and strategic asset allocation analysis across global ECM, fixed-income, and primary market tech sectors to support institutional decision-making
• Analyzed Indonesia’s ECM landscape by evaluating 22 2025 equity transactions and foreign entry frameworks (e.g., PT structures); identified expansion opportunities in renewable energy and consumer sectors based on institutional data synthesis
• Assessed Argentina’s ECM liquidity and FX risks, focusing on the impact of dual exchange rates and capital controls; leveraged IMF/World Bank data to identify valuation-driven opportunities in high-dividend assets within high-volatility cycles
• Evaluated offshore investment pathways for insurance capital, navigated cross-border frameworks and solvency-based capital constraints; performing risk-return analysis on 20+ fixed-income and FOF products to support regional allocation strategies
• Screened 10+ pre-IPO tech targets across aerospace, bio-pharma, and new energy; integrated primary market liquidity analysis with industry fundamentals to conduct viability assessments, and highlighted growth potential in the low-orbit satellite sector

Volunteer at Monash University Student Union (2025-01 – Present)

• Organize weekly large-scale breakfast program targeting 100+ low-income students, manage inventory procurement, volunteer coordination, and daily distribution logistics while partner with suppliers to ensure food security support
• Spearheaded Sexual Health Awareness Week campaign reaching 200+ participants, designed educational workshop curriculum, coordinate guest speakers, and execute multi-platform outreach to promote literacy and awareness

Bachelor of Commerce and Information Technology in Major in Finance and Business information systems – Monash University (2024-03 – 2028-06)