Head of Product (Open Finance Business Unit) at Celcoin (2026-01 – Present)
Lead the product strategy and evolution of Open Finance solutions across Brazil and Chile, connecting regulatory requirements, customer needs, technology, and business objectives.
- Own the product portfolio and roadmap for regulatory and commercial solutions, including Payment Initiation, Journey Without Redirection (JSR), Automatic Payments, Sweeping Accounts, consent management, and Open Finance capabilities for regulated and non-regulated companies.
- Define product vision, strategy, positioning, and roadmaps for Brazil and Chile.
- Prioritize regulatory, customer, operational, and commercial demands.
- Lead Product Managers and collaborate closely with Engineering, Security, Infrastructure, Compliance, Legal, Sales, and Customer Success.
- Translate complex regulatory requirements into scalable and commercially viable products.
- Support pre-sales, strategic partnerships, contract negotiations, and enterprise customer discussions.
- Monitor product performance, adoption, operational reliability, risks, and market opportunities.
- Drive the evolution of APIs, payment journeys, consent flows, identity, security, and data products.
- Transform regulation and financial infrastructure into secure, scalable, customer-centric products that generate sustainable business value.
Head of Engineering (Open Finance Business Unit) at Celcoin (2024-01 – 2026-01)
Lead cross-functional engineering teams responsible for the delivery and evolution of Open Finance regulatory platforms, ensuring reliable and on-time delivery of complex, security-critical products.
- Own the product strategy and technical execution for Open Finance solutions, including Payment Initiation, JSR, Automatic Payments, and Sweeping Accounts, translating regulatory requirements and market needs into scalable platform capabilities.
- Manage Engineering, Infrastructure, and Information Security teams, aligning product delivery, platform reliability, security, and scalability with Open Finance regulatory standards.
- Drive security and IT assessments, ensuring compliance with Open Finance standards, FAPI 2, OAuth2, FIDO, JWT, and mTLS.
- Actively participate in pre-sales and technical due diligence, supporting enterprise customers and partners with product architecture, security design, and regulatory clarity.
- Led the creation and scaling of operations in Chile, delivering a localized Open Finance platform aligned with local regulations and achieving FAPI 2 certification, making Celcoin the first certified provider in Latin America.
- Played a key role in the post-acquisition integration of Finansystech into Celcoin, merging engineering and operations teams while aligning delivery processes, technology standards, and organizational culture to ensure continuity and scalability.
- Collaborate closely with legal, compliance, regulators, and product stakeholders to translate regulatory and market requirements into secure, scalable platform capabilities.
CTO / Director of Engineering at Finansystech (2022-01 – 2024-01)
Spearheaded the development of an award-winning Open Finance platform, recognized for stability and security across multiple years.
- Managed Engineering, Infrastructure, and Information Security functions, ensuring cohesive execution across development, operations, and compliance.
- Defined and enforced security architecture, API standards, and authorization models for Open Finance products.
- Led security and IT assessments with clients, partners, and auditors, supporting enterprise onboarding and regulatory compliance.
- Owned supplier management and contract negotiations, including cloud providers, security tooling, and infrastructure services.
- Played an active role in pre-sales engagements, supporting sales teams with technical architecture, platform capabilities, and security positioning.
- Scaled the organization's data, platform, and operations capabilities, supporting product expansion and customer growth.
- Implemented FinOps practices and operational governance to optimize costs while maintaining platform reliability and performance.
Head of Digital Factory at BNP Paribas Personal Finance (2016-01 – 2022-01)
Founded and led Brazil's Digital Factory, managing 35+ engineers across web, mobile, and platform teams.
- Responsible for creating the Brazilian digital channels of the bank, including internet banking, iOS, and Android mobile applications.
- Designed secure, scalable architectures for banking digital channels, including authentication, session management, middleware, and access control.
Full Stack Developer / Software Architect / Mobile Tech Lead / Technical Founder at Various (2007-01 – 2016-01)
Built and scaled distributed systems, APIs, and mobile platforms.
- Hands-on experience with backend development, microservices, cloud infrastructure, and security best practices.
- Early exposure to designing authorization, authentication, and API governance in high-traffic systems.
