Евгений Атрушкевич

Results-driven MCA Underwriter with 5+ years of experience in merchant cash advance and small business financing. Expertise in underwriting, credit risk assessment, bank statement analysis, cash flow evaluation, and structuring commercial funding deals up to $750K. Experienced reviewing A+ through high-risk files, analyzing stacking exposure, debt obligations, payment performance, and revenue trends to support profitable funding decisions.

Strong ability to work in high-volume remote underwriting environments while collaborating with brokers, ISOs, and sales teams across the U.S. market. Authorized to work remotely with U.S.-based companies as an independent contractor.

Remote MCA Underwriter at Freelance / Outsource Contractor (2020-01 – Present)

• Underwrite merchant cash advance applications and small business funding requests across multiple industries
• Analyze bank statements, processing statements, credit reports, and cash flow trends to evaluate business performance and repayment ability
• Review commercial funding transactions ranging from small advances to deals up to $750K
• Assess stacking exposure, debt obligations, affordability, and payment-to-revenue ratios
• Evaluate first position, second position, and consolidation opportunities
• Identify underwriting risks including NSFs, overdrafts, negative balance days, declining revenues, and collections activity
• Review A+ through high-risk files while maintaining portfolio quality standards
• Detect suspicious activity and assist in fraud prevention efforts

Bachelor's Degree in Marketing and Economics – University in Belarus (2014-01 – 2017-01)

College Diploma in Commercial Activities of Small and Medium Enterprises – Belarus (2012-01 – 2014-01)