Junhao Xiao

Meticulous and enthusiastic Master of Finance candidates at Schulich School of Business, York University. Graduated from the University of Toronto St. George Campus with an Honours Bachelor of Science degree, mainly focusing on Economics, Statistics and Mathematics. Possesses strong critical thinking skills and proven ability to investigate root causes of problems and implement innovative, successful solutions. Adept at completing projects with minimal supervision through effective communication and exemplary interpersonal skills. Demonstrates excellent prioritization and leadership skills, with the ability to work effectively within a team setting.

Fintelics Technology Inc

Business/ Data Analyst Intern 

Toronto, Canada

Project 1

• Estimated 5 countries’ encrypted market environment based on the econometric model;
• Collected large set of Covid data, including geographic, population, COVID cases and recovery timeline, etc, and categorized data by their characteristics and business requirements
• Applied the built-in model in Pandas to analyze data; Built a COVID Real-Time Project by conducting data analysis

(Lookup Functions) and data visualization using Excel (Dash Table& Slicer) to monitor the economic stabilities in different countries; Built a Multiple Regression model (sets low/high-risk coefficients as dummy variables, using the sigmoid function) to analyze the country’s specific encrypted and financial market environment.

Project 2

• Completed 5 client companies’ credit risk assessment and measurement after a detailed analysis of counterparty background, business model and operating environment. Conducted a Counterparty Risk Model using the Standardized Approach and applied data mining techniques with Python (Pandas) and SQL for competitors’ credit risk measurement and analysis.
• Captured the last Second frame of a recorded video with Pandas.

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River Tuolumne Capital Toronto, Canada

Investment Analyst Intern 2022.07 – 2022.09

Led daily brief which captured the major financial news and relevant commentary from mainstream financial media; summarized key takeaways for internal review and points that could affect the stock market

Conducted financial analysis on Dollar General on its debt schedule and working capital schedule and forecasted the future balance sheet and free cash flow, adopted credit analysis metrics to assess the financial stability of the firm

Made Final Stock Pitch Decision regarding the company’s performance summary for any arbitrage opportunities

Schulich School of Business Toronto, Canada 

Master of Finance 2022.09– 2023.08 

• Core courses: Econometrics in Financial Markets (with the application of Python and SAS), Options, Futures and Other

Derivative Securities, Financial Accounting

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University of Toronto Toronto, Canada

Bachelor of Science in Economics (Major) Mathematics and Statistics (Minor) 2017.09 – 2022.06

• Core modules: Financial Economics, Method of Data Analysis, International Trade, Abstract Mathematics • Research experience: Health Economics Academic Paper Critical Analysis