Maham Iqbal

Accounting and Finance professional with 5+ years of experience in full-cycle bookkeeping, HST/GST filings, year-end preparation, T1 personal tax return preparation, CRA reviews, and client accounting services. Proficient in QuickBooks Online, QuickBooks Desktop, Sage, Xero, Payworks, and TaxPrep. Experienced in managing multiple client files in a public accounting environment, ensuring compliance with CRA requirements and delivering accurate, deadline-driven financial reporting.

Full-Cycle Bookkeeper - C&P Partners CPA - Milton, ON

(2025-11)

Boutique public accounting firm serving entrepreneurs, privately held businesses, and individuals across the GTA — bookkeeping, tax compliance, and advisory services for a diverse client portfolio.

• Manage full-cycle bookkeeping for a growing portfolio of small-to-mid-size business clients across multiple industries using QuickBooks Online, QuickBooks Desktop, and Sage — including chart of accounts setup, transaction coding, AP/AR recording, and ongoing file maintenance from onboarding through year-end.
• Perform monthly bank, credit card, and intercompany account reconciliations for all assigned clients; investigate and resolve discrepancies, post adjusting journal entries, and prepare comprehensive working paper packages to support month-end and year-end close.
• Prepare and file HST/GST returns on behalf of clients on monthly, quarterly, and annual reporting frequencies; calculate net tax owing, prepare remittance schedules, and ensure CRA submission deadlines are met without exception.
• Process client payroll using Payworks — including employee setup, pay run processing, statutory deduction calculations, and preparation of payroll remittances (CRA source deductions, EI, CPP, WSIB); generate Records of Employment (ROEs) as required.
• Draft T1 personal income tax returns using TaxPrep for a range of personal tax scenarios including employment income, self-employment, rental income, and capital gains; prepare RRSP contribution schedules and supporting election forms.
• Prepare monthly and year-end financial statements for clients — including income statements, balance sheets, and trial balances — ensuring figures are accurately reconciled and presented in a clear, review-ready format for senior accountants and client delivery.
• Support CRA review and correspondence engagements by compiling client records, preparing detailed response packages, and liaising between clients and the CRA to ensure timely and accurate resolution.
• Conduct bookkeeping clean-up and catch-up engagements for newly onboarded clients — reconstructing historical records, identifying and correcting misclassified entries, and establishing reliable chart of accounts and recurring processes going forward.
• Communicate proactively with clients to collect financial data, explain bookkeeping requirements, follow up on missing documentation, and deliver clear financial summaries; maintain organized digital client files with strict confidentiality standards.

Loan Administrator (Contract) - Futurpreneur Canada - Toronto, ON

(2024-03 - 2024-05)

Non-profit providing startup financing and mentorship to young Canadian entrepreneurs.

• Processed and reconciled loan disbursements for 100+ entrepreneurs; managed restructuring for 50+ at-risk borrowers, reducing default risk by 30%; reconciled 150+ bank balances monthly with a 20% improvement in balance accuracy.

Accounts Payable & Client Relations Specialist - MarTrust Corporation Ltd - Hong Kong SAR

(2019-06 - 2022-03)

Global payroll and financial services firm; managed full AP operations for Fleet Management Limited, a large international shipping and vessel management company with multi-currency, high-volume transaction flows.

• Managed the end-to-end accounts payable cycle for a high-volume corporate client — processing and reconciling 15,000+ monthly transactions including purchase orders, vendor invoices, expense claims, and intercompany statements across multiple currencies, ensuring accuracy and timeliness of all payments.
• Coordinated with internal procurement, operations, and finance teams to register and code 300+ vendor invoices daily against the correct cost centres and GL accounts, sustaining a 98% on-time processing rate and maintaining a clean AP aging schedule.
• Performed monthly AP subledger-to-GL reconciliations, identified and resolved coding discrepancies, and prepared month-end close documentation and AP accrual schedules to support the finance team's reporting deadlines.
• Monitored vendor credit terms, payment due dates, and approval workflows for 50+ supplier accounts; proactively scheduled payments to maintain a 95% on-time vendor payment rate and avoid late payment penalties or strained supplier relationships.
• Managed client and vendor communications for 30+ accounts weekly — providing payment status updates, investigating disputed invoices, and resolving billing discrepancies — achieving a 95% inquiry resolution rate within 48 hours and reducing overdue balances by 15%.
• Identified AP workflow inefficiencies and implemented process improvements and automation tools that reduced overdue receivables by 20% and improved overall payment cycle speed across the AP function.
• Led the end-to-end rollout of Eye Share accounts payable automation software for 50+ finance team users — including system configuration, user training, and go-live support — resulting in a 25% improvement in financial reporting accuracy and a 30% reduction in month-end reporting time.

Finance Analyst - Orion Global Managed Services - Islamabad, Pakistan

(2017-10 - 2018-08)

Financial services and technology firm.

• Processed 100+ daily financial transactions across 200+ accounts; prepared 30+ monthly VAT and statutory compliance submissions; resolved 25+ account discrepancies monthly with a 95% client inquiry resolution rate within 48 hours.

Bachelor of Science - Accounting & Finance - National University of Computer & Emerging Sciences (FAST) (2013 - 2017) Islamabad, Pakistan