Manager, Membership Intake – Business Conduct Compliance - Canadian Investment Regulatory Organization (CIRO) - Montreal
(2026-03 - 2026-07)
- Lead risk-based compliance reviews of investment and mutual fund dealers—including retail, institutional, fintech-enabled, SaaS-supported, introducing, carrying and self-clearing models—covering new memberships, acquisitions, integrations, account migrations and material business changes.
- Assess complex business models, technology integrations and transaction flows against regulatory expectations, including KYC, client consent, supervisory controls, conflicts, operational resilience and financial-crime risk.
- Design proportionate controls and present executive recommendations, approval conditions and remediation requirements that enable growth while protecting clients and regulatory integrity.
- Coordinate multidisciplinary reviews across registration, financial and operations compliance, market regulation, legal and other specialists, and engage dealer executives and external counsel to resolve issues.
- Introduced AI-enabled automation into B2B regulatory workflows, accelerating due diligence, document review, risk triage, precedent retrieval and reporting while improving control consistency and scalability.
Chief Compliance Officer | Chief Privacy Officer - FDP Private Wealth / FDP Investment Funds - Montreal
(2023-01 - 2025-12)
- Owned the enterprise compliance program and led 11 direct and 2 indirect reports supporting regulated businesses with more than $7B in AUM.
- Managed an approximately $5M compliance budget and third-party engagements, including Big Four audit mandates, specialist advisors and external counsel.
- Led CIRO and AMF examinations, regulatory submissions and executive responses, with disciplined corrective-action ownership and tracking.
- Partnered with business, operations and technology leaders to assess new products, material changes and commercial initiatives before launch.
- Eliminated repeat regulatory findings by strengthening monitoring, complaint and issue management, escalation protocols and accountable remediation.
- Advised the Executive Committee and Board on compliance strategy, enterprise risk assessments, emerging issues and program performance.
Chief Executive Officer - Kadoury Consultants Inc. - Canada
(2022-01 - 2022-12)
- Advised regulated financial businesses on enterprise compliance design, regulatory gap assessments and scalable remediation roadmaps.
- Built policies, risk matrices, monitoring plans, governance reporting and issue-management frameworks tailored to business growth.
- Partnered with C-suite leaders and external counsel on regulatory strategy, control design and commercially workable solutions.
Chief Compliance Officer - Crédit Agricole Corporate & Investment Bank (CACIB Canada) - Montreal
(2017-01 - 2022-12)
- Directed AML, KYC, sanctions and business conduct compliance frameworks supporting a $250B commercial and investment banking portfolio.
- Served as senior compliance liaison with OSFI, global bank stakeholders, auditors and external advisors; reduced regulatory findings by 33% through enhanced monitoring and governance.
- Expanded KRI and control-monitoring coverage by 25% and delivered quarterly financial-crime, compliance and operational-risk reporting to Boards of Directors.
Chief Risk Officer - Crédit Agricole Corporate & Investment Bank (CACIB Canada) - Montreal
(2017-01 - 2022-12)
- Designed and implemented a national operational-risk and control framework across front-to-back office functions, technology dependencies and third-party processes; led enterprise risk assessments, incident escalation, corrective-action governance and cross-functional risk committees.
Products Compliance Director - National Bank Financial - Montreal
(2014-01 - 2016-12)
- Led second-line compliance review of new products, complex transaction structures and strategic business initiatives.
- Partnered with product and commercial stakeholders to enable compliant innovation, reducing approval cycle time by 33% through risk-based governance redesign.
Senior Business Conduct Compliance Examiner - Investment Industry Regulatory Organization of Canada (now CIRO) - Montreal & Toronto
(2010-01 - 2014-12)
- Conducted 60+ risk-based examinations of regulated financial institutions across Canada, evaluating compliance-program design and operating effectiveness.
- Assessed governance, supervisory systems, KYC, monitoring and business-conduct controls, and presented findings and remediation expectations to executives and regulatory leadership.
Senior Business Conduct Compliance Examiner - Investment Industry Regulatory Organization of Canada (now CIRO) - Montreal & Toronto
(2016-01 - 2016-12)
