Rahul Munjal

Banking and Trade Finance professional with 8+ years of experience in regulated banking environments, supporting trade operations, financial transactions, account activity review, risk assessment, internal controls, and operational process improvement. Experienced in handling LC and trade-related transactions, reviewing financial documentation, investigating discrepancies and exceptions, maintaining accurate records, and collaborating with cross-functional stakeholders. Strong analytical, problem-solving, reporting, and attention-to-detail skills with experience working in high-volume and deadline-driven environments.

Trade Finance & Banking Operations - IndusInd Bank Limited

(2015-01 - 2023-08)

• Handled end-to-end import and export Letter of Credit (LC) operations, including issuance, advising, amendments, document checking, and settlements.
• Processed trade-related banking transactions, including LC payments, settlements, guarantees, and related customer instructions.
• Reviewed trade and financial documents to ensure accuracy, completeness, and compliance with banking procedures and internal controls.
• Managed SWIFT messages and supported communication and transaction processing with correspondent banks and internal stakeholders.
• Investigated transaction discrepancies, documentation exceptions, payment issues, and operational breaks, coordinating with relevant teams for resolution.
• Supported trade settlements and monitored transaction status to ensure timely and accurate processing.
• Reviewed banking transactions and account activity for unusual patterns, potential fraud indicators, and financial crime risks.
• Maintained accurate transaction records, supporting documentation, and audit trails for internal and regulatory requirements.
• Supported operational controls, quality reviews, risk assessment, and process improvement initiatives.
• Prepared transaction reports and management information to support operational monitoring and decision-making.

Trade Operations, KYC & Transaction Review - Citibank N.A.

Banking & Financial Services Projects

• Supported trade finance and banking operations projects involving transaction review and documentation.
• Reviewed trade transactions, customer information, and supporting documents for accuracy, completeness, and exceptions.
• Assisted with transaction processing, documentation review, quality checks, and reporting activities.
• Investigated information gaps and transaction discrepancies and coordinated with internal teams for resolution.
• Maintained accurate records in accordance with internal procedures and control requirements.

Master of Business Administration (MBA) - Finance

Bachelor of Commerce (Honours)