Riadh Bouhaouals

Senior Relationship Manager at Banque de Tunisie with experience in the area of the branch managing, investments, brokerage, inspection and Skills developpement. Masters in Management from ESSEC Tunis and management training courses at the International Academy of Trades Golf Montpellier. Internships in France and Tunisia.

Professional experience in the commercial, tourism, consulting. Looking for a manager job or relationship manager job in the Middle East, in a private company or a bank, with interaction with an English environment.

Senior Relationship Manager - BANQUE DE TUNISIE - El Hrairia Branch, Jardins de Carthage

(2015-11)

Treated more than 70 personal loans with implication in all activities of the branch.

• Personal Banking: Loans, electronic banking, following frozen accounts, assessment visits, investments
• Business segment: Credits, leasing, files management, investments, brokerage
• International: TTN (clearance of import / export shares), foreign currencies

Senior Relationship Manager - BANQUE DE TUNISIE - Jardins de Carthage Branch

(2015-11)

Prospected a trucker company actually building two hypermarkets (Tunisia counts two actually) for a turnover funding of 25 millions of TND. Achievement of 320% credit objectives.

• Personal Banking: Loans, electronic banking, following frozen accounts, assessment visits, investments
• Business segment: Credits, leasing, files management, investments, brokerage
• International: TTN (clearance of import / export shares), foreign currencies

Skills manager - BANQUE DE TUNISIE - Human Resources Department, Tunis

(2014-11)

Achieving 40 job description with a consulting firm and modifying the organizational chart. Implementation of Microsoft Dynamics HR for the management of skills and the introduction of procedures manuals available to employees. Preparation of intra and inter trainings and their submissions to the national administration.

Back-office Brokerage Manager - BANQUE DE TUNISIE - Investments Department, Tunis

(2014-01)

Introducing Access Microsoft program to manage informations handled by Excel Microsoft.

• Back-office brokerage: sale of shares in block operations, collateral, foreclosure, list of subscriptions
• Communications with Stock Exchange Market of Tunis and the private equities companies

Auditor - BANQUE DE TUNISIE - Inspection and Internal Audit Department, Tunis

(2013-01)

Accomplished the inspection of 40 branches a year across Tunisia and submit inspection reports to the Board of Directors.

• Identify anomalies and coordinate with various departments to make the necessary adjustments

Investment Junior Manager - BANQUE DE TUNISIE - Investments Department, Tunis

(2011-02)

Slashed by 30% the volume of paid deposits following the increase by two of the key rates of the central bank.

• Products: deposit accounts, certificates of deposit, Treasury bills and Safekeeping
• Negotiate consultations and investment offers and entry statements and transactions deposit accounts and certificates of deposit

Senior Editor - BANQUE DE TUNISIE - El Menzah Branch

(2010-03)

• Personal Banking: Loans, electronic banking, accounts frozen, assessment visits
• Business segment: Credits, files management, claims
• International: TTN (clearance of import / export shares)
• Case: Compensation checks + cash Acting Head for a month

Consultant - BS CONSULTING & TELEPERFORMANCE TUNISIE - Tunis

(2009-04)

• Manage an internship of 15 Italian high school cooking girls in four hotels of Hammamet
• Publication of a promotional magazine: 'Livre D'Or-Med Synergie'
• Technical advice for SFR France

General Manager - GROUPE LONDI-IAGTT - Tunis

(2008-11 - 2009-03)

• Creation of u2golf.net website
• Implementation and monitoring of sponsorship files

Baccalaureate - Mathematics - Hannibal High School (2000-06)

Master's - Management - Ecole Supérieure des Sciences Economiques et Commerciales (ESSEC) Tunis (2007-06)

Diploma - Golf Courses Manager - Académie Internationale des Métiers du Golf (AIMG) (2007 - 2008)

Graduate Summer Session - British Council Tunis (2009-09)

Diploma - 4th year scholarship - Bourguiba School of languages Tunis (2009-07)