Shady Morsi

Compliance executive and regulatory architect with 12+ years of progressive experience building enterprise compliance frameworks across Canada's largest financial institutions. Proven subject-matter expert in regulatory engagement, control architecture design, and market conduct obligations framework development. Currently serving as sole Compliance Specialist at VersaBank (Schedule I chartered bank), overseeing second-line-of-defense function.

Exceptional ability to defend compliance program design to external regulators, architect sophisticated risk assessment methodologies, and drive organizational compliance transformation. Active CIA designation and MBA candidacy.

COMPLIANCE SPECIALIST at VersaBank (Schedule I Chartered Bank) (2025-12 – Present)

• Lead enterprise second-line-of-defense compliance program, establishing governance frameworks and control standards aligned with supervisory expectations; manage full compliance function as sole professional reporting directly to Chief Compliance Officer
• Manage formal regulatory engagement under FCAC Compliance Agreement; develop remediation roadmaps, control implementations, and regulatory reporting to defend compliance program design to external supervisors
• Architect Market Conduct Obligations Risk Assessment Framework using Resolver GRC platform; produce rationale narratives across consent, complaints, governance, disclosure, whistleblowing, and public disclosure domains
• Design comprehensive control environment across multiple governance domains; document control narratives, testing protocols, and evidence frameworks to demonstrate audit readiness and regulatory alignment
• Conduct independent risk-based control assessments to identify regulatory gaps; drive executive-level remediation and control enhancement recommendations with board visibility
• Oversee PIPEDA privacy compliance mandate; establish privacy governance protocols and data protection standards aligned with regulatory expectations and institutional risk tolerance
• Implement Resolver technology platform roadmap; lead technology gap assessment and GRC system enhancement to support compliance testing and regulatory reporting

SENIOR ANALYST, PRODUCTION ORDERS at PWC Canada (Altis Recruitment) (2025-08 – 2025-11)

• Conducted end-to-end fulfilment of production orders, prioritizing high-risk cases to meet or exceed SLA targets while maintaining process accuracy and integrity.
• Conducted investigations of flagged accounts through transaction review, customer profiling, and behavioral analysis.
• Recommended appropriate remediation actions: de-market, file Suspicious Transaction Reports (STRs), initiate account closure, or conclude that no suspicious activity exists.
• Maintained detailed documentation and reporting of investigations, ensuring traceability, adherence to internal control standards, and compliance with regulatory and risk management requirements.

MANAGER, DUE DILIGENCE at RBC Investor Services (2022-02 – 2025-07)

• Directed monthly control reviews, KPI reporting, and compliance strategic initiatives for enterprise due diligence function; led cross-functional teams to identify and remediate regulatory and operational risks
• Designed centralized workflow tracking and controls monitoring tools; implemented real-time visibility dashboards and alert systems for complex client pipelines, improving TAT by 40%
• Led high-impact risk-mitigation initiatives; partnered across Compliance, Operations, Legal, and Risk to resolve control gaps, enhance process efficiency, and strengthen regulatory alignment
• Developed policy frameworks aligned with regulatory standards and organizational controls; oversaw policy implementation and monitoring for ongoing adherence
• Built high-performing team of compliance analysts; mentored talent development, exceeded performance targets consistently, and maintained regulatory standards under audit scrutiny

ANALYST, DUE DILIGENCE at RBC Investor Services (2021-08 – 2022-02)

• Conducted monthly client data reviews and document collection; identified risk exposure and recommended control enhancements to reduce institutional exposure
• Managed client relationships; liaised proactively to gather documentation, guide through standards, and resolve compliance gaps
• Optimized workflow processes; escalated complex cases appropriately and secured timely resolutions across multiple client portfolios

SENIOR SPECIALIST, FINANCIAL CRIME UNIT at PwC Canada (Project-based) (2020-11 – 2021-08)

• Conducted comprehensive financial crime controls analysis for Canadian financial institutions; synthesized complex regulatory and operational data into actionable insights for senior stakeholders
• Analyzed institutional business structures and risk profiles; enhanced data accuracy and provided evidence-based recommendations for compliance program design
• Documented findings with precision; ensured compliance with procedural guidelines and reporting timelines while delivering high-quality deliverables to stakeholder teams

DUE DILIGENCE SPECIALIST at Scotiabank (Aerotek staffing) (2020-01 – 2020-10)

• Enhanced AML compliance through rigorous client risk analysis and detailed KYC due diligence; identified and mitigated high-risk client exposure
• Adjudicated transaction monitoring system alerts; conducted comprehensive high-risk client reviews and provided risk recommendations (maintain/demarket) for senior approval
• Identified suspicious transaction patterns related to ML/TF; produced comprehensive analysis and recommendations for SAR filing decisions
• Partnered across teams to strengthen AML/ATF protocols; contributed to institutional risk management framework enhancement

Progressive Experience at Multiple Locations (2012 – 2019)

Senior Consultant, Transaction Monitoring at Scotiabank | KYC/Data Remediation Analyst at RBC Capital Markets | AML Consultant at TD Canada Trust | Operations Manager at BMO Wealth Management | Banking Advisor at RBC Royal Bank | Client Advisor at RBC

• Built comprehensive foundation across regulatory compliance, KYC controls, transaction monitoring, controls assessment, policy development, team leadership, and enterprise governance

Master of Business Administration (MBA) Candidate – Carleton University

Bachelor of Business Administration in Honors in Finance with Major in Economics – University of New Brunswick