Credit Application Analyst - Contract - Toronto Dominion Bank (TD) - Vancouver, BC
(2025-09 - 2026-04)
- Provided operational support to the Sales Channel and Credit Underwriting function, focusing on submission quality and document compliance.
- Reviewed and analyzed 8+ daily real estate secured lending mortgage applications, including purchases, refinances, builder purchases, multi-rental properties, bridge loans, and high-net-worth client portfolios, while ensuring full compliance with KYC, AML, and all regulatory requirements.
- Validated application, income and credit documents, ensured accurate data entry, and reconciled supporting materials in origination systems.
- Achieved 100% AQUA audit score by maintaining high accuracy, strict policy adherence, and strong attention to detail in all mortgage file reviews.
- Identified exceptions, interpreted credit policies and legal requirements, escalated complex cases with clear credit notes, and supported underwriting decisions within 24-hour SLA timelines.
Administrative Assistant - Damini Law Corporation (Barrister & Solicitor Firm) - Surrey, BC
(2024-05 - 2025-09)
- Delivered professional client service by managing reception, scheduling appointments, and assisting with documentation related to family law, divorce, criminal matters, refugee claims/hearings, and mortgage-related legal processes.
- Prepared and reviewed legal documents including affidavits, notarizations, IRCC submissions, LTSA filings, land registry paperwork, and mortgage documentation while ensuring accuracy, confidentiality, and regulatory compliance.
- Supported barristers and solicitors with file management, data entry, case tracking, and end-to-end administrative coordination, ensuring smooth legal operations and efficient case workflow management.
Credit Analyst & RM - Meghna Bank PLC. - Bangladesh
(2021-12 - 2024-05)
- Conducted detailed financial analysis of client statements, cash flow trends, and credit histories to assess risk, support lending decisions, and prepare credit recommendations in compliance with internal policies and regulatory standards (KYC/AML).
- Supported end-to-end loan processing and portfolio management by collaborating with relationship managers, evaluating repayment capacity, identifying risk exposures, and ensuring accurate documentation and timely execution of credit approvals.
Jr. Executive Officer- Credit Analyst → Ass. Executive Officer → Sr. Officer → Teller → Trainee - Shahjalal Islami Bank PLC. - Bangladesh
(2010-05 - 2021-12)
- Conducted detailed analysis and underwriting of commercial real estate financing opportunities, including review of financial statements, appraisal reports, and third-party due diligence, ensuring compliance with lending policies, risk appetite, and regulatory requirements (including AML/KYC standards).
- Managed end-to-end loan processing and client engagement by coordinating with internal stakeholders and external partners, supporting timely credit approvals, maintaining accurate CRM reporting, and delivering high-quality documentation under tight deadlines in a fast-paced financial environment.
