Founder & Principal Tax Practitioner - SKT Accounting and Tax Services Professional Corporation - Burlington, ON
(2022-01)
Sole practitioner managing a full-service public practice for 50+ owner-managed clients across the GTA — incorporated professionals, small and mid-market business owners, and high net worth families. End-to-end ownership of every engagement: scoping, technical execution, review, client communication, and CRA correspondence.
- T1 Personal: Returns covering employment, self-employment (T2125), rental (T776), capital gains (Schedule 3), foreign-source income (T2209), and multi-jurisdictional residency files; routine handling of pension income splitting (T1032), deceased and terminal returns, departure tax (s. 128.1), and section 216/217 non-resident elections.
- T2 Corporate: Federal and Ontario corporate returns for CCPCs, professional corporations, and holding companies, including Schedules 3, 7 (aggregate investment income), 8 (CCA), 11 (related-party transactions), 23 (associated-corporation SBD allocation), and 50 (shareholder information).
- T3 Trust & Estate: Returns for inter vivos and testamentary trusts, graduated rate estates (GREs), spousal trusts, and family trusts; Schedule 15 beneficial ownership compliance under the enhanced trust reporting rules effective for 2024 and subsequent taxation years.
- Foreign & Information Reporting: T1135 (simplified and detailed methods), Underused Housing Tax (UHT-1) filings, bare trust monitoring under Bill C-15; issuance and e-filing of T4, T4A, T5, T5018 (subcontractors), T5013 (partnerships), NR4 (non-residents), and supporting T2200/T2200S.
- GST/HST: Monthly, quarterly, and annual GST34 returns; Quick Method election analysis, voluntary vs. mandatory registration, ITC eligibility, GST/HST on real property transactions, and digital economy supply rules.
- Owner-Manager Remuneration: Annual salary–dividend optimization incorporating personal marginal rates, RRSP room, CPP, EHT exposure, integration (corporate + personal tax), and full TOSI analysis under s. 120.4 — including excluded share, excluded business, reasonable return, and 65-or-older exclusions.
- Capital Gains on Business Sales: Share-sale vs. asset-sale modelling, LCGE qualification analysis for Qualified Small Business Corporation (QSBC) shares, purification strategies (24-month and point-in-time tests), holding-period test, and section 84.1 anti-surplus-stripping considerations on intergenerational transfers.
- Estate Freezes & Post-Mortem: Section 86 and section 51 freezes paired with discretionary family trusts to multiply the LCGE and shift future growth; pipeline planning, subsection 164(6) loss carry-back, GRE elections, and spousal rollovers under s. 70(6) to manage death-of-shareholder double taxation.
- CDA & Corporate Reorganizations: T2054 capital dividend elections sourced from non-taxable portions of capital gains, life insurance proceeds, and trust distributions; section 85(1)/85(2) rollovers via T2057/T2058, section 86 share exchanges, amalgamations (s. 87), and wind-ups (s. 88(1)).
- OAS Clawback & CRA Representation: Multi-year retiree planning combining pension splitting, RRSP/RRIF sequencing, prescribed-rate spousal loans, and holdco-dividend timing; CRA pre- and post-assessment reviews, Notices of Objection (T400A), taxpayer relief applications (RC4288), and Voluntary Disclosures Program (VDP) submissions.
- Registered Plans: RRSP and spousal RRSP strategy, TFSA optimization, FHSA planning for first-time buyers, RESP/CESG, RDSP, and coordination of the Home Buyers' Plan and Lifelong Learning Plan with retirement planning.
- Life Events, Credits & Investment Income: Childcare (T778), moving (T1-M), employment and home-office expenses (T777/T777S with T2200), medical and donation optimization across spouses, Canada Caregiver Credit, Disability Tax Credit certification (T2201) and retroactive T1-ADJ adjustments; T3/T5/T5008 review, T2209 foreign tax credits, rental CCA elections (T776), change-in-use under s. 45(2)/45(3), and principal residence designation.
- Full-Cycle Engagement Delivery: Monthly and quarterly bookkeeping (AR/AP, multi-currency reconciliations, payroll, PD7A source-deduction remittances, EHT/WSIB) and year-end compilation engagements under CSRS 4200, including working papers, capital asset schedules, shareholder-loan reconciliation (s. 15 considerations), and Compilation Engagement Reports supporting T2 filings.
Finance Business Partner (Contract) - YMCA Three Rivers - Cambridge, ON
(2025-07 - 2026-05)
Full-cycle accounting (journal entries, reconciliations, accruals, amortization schedules), financial reporting to cross-functional program leaders, and external audit support.
FP&A Manager - Softchoice (a World Wide Technology Co.) - Toronto, ON
(2024-07 - 2025-07)
End-to-end annual budgeting and quarterly forecasting; GL and companywide P&L analysis with the Accounting team; board-level reporting and variance commentary.
Senior Financial Analyst - CBRE Canada Inc. - Toronto, ON
(2022-06 - 2024-07)
Full-cycle accounting for the Regional Corporate Support unit; budgeting, forecasting, and variance reporting to the U.S. parent; led the Canadian Power BI rollout.
Manager, Workforce Mgmt Finance Budgeting & Analytics - Hudson's Bay Company - Toronto, ON
(2020-02 - 2022-06)
Labour budgeting, forecasting, and variance analysis across 89 stores; GL, JE, EBITDA, and accrual analysis; led Infor WFM implementation and Cognos reporting.
Senior Analyst, Data Strategy & Operations - Enercare Inc. - Markham, ON
(2019-07 - 2020-02)
SQL-based data analysis and operational reporting.
Senior Financial Accounting Analyst - Hudson's Bay Company - Toronto, ON
(2017-10 - 2019-07)
Cross-functional Shared Services Finance projects (AP, Sales Audit, Travel Expense, Bank Card); led Tableau BI implementation.
Financial Analyst, FP&A - BGIS (Brookfield Global Integrated Solutions) - Markham, ON
(2015-05 - 2017-10)
Full-cycle accounting, monthly reporting packages, annual budget and quarterly forecast modelling for multiple business units.
Data and Accounting Analyst - William Ashley (a Fairfax Co.) - Toronto, ON
(2012-01 - 2015-05)
Full-cycle accounting and payroll, month-end financial statement consolidation, data analytics (VBA, SQL, Sage).
