Risk Analyst
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I am a detail-oriented Financial Analyst and Risk Management professional with experience in credit risk analysis, data analysis, and HR analytics. With a strong background in financial risk modeling, coding, and capital markets, I am proficient in Python, R, SQL, SAS, Microsoft Excel, and other MS products. I have a proven ability to build and maintain models, develop automation processes, and implement machine learning techniques. I am adept at working with large datasets, providing strategic recommendations, and collaborating with cross-functional teams. I am skilled in various data analysis tools such as Tableau and VBA. Holding a Bachelor of Mathematics from the University of Waterloo with a minor in Statistics, SAS Advance and Base certificates, and being an FRM Level I candidate, I am well-prepared to contribute effectively to any team or organization.
Credit Risk Analyst (Co-op)
PC Financial, Toronto, ON
09/2018 – 04/2023
05/2022 – 08/2022
Built the new internal model for credit risk measures (Python, BigQuery) based on the economic scenarios, business metrics and available loss data to project the loss. Process includes design of project pipeline, data exploration analysis, research on exploratory variables, implementation of machine learning models and back-testing.
Maintained the credit card database and developed automation process on impact analysis and sensitivity analysis for the pre- pandemic to post-pandemic era (Python), presented 4 monthly model monitoring reports to the Risk Analytics Committee (RAC), in support of on-going business strategy which led to a decrease in credit loss.
Boosted accuracy of the existing models according to up-to-date marketing information by adding new customer attributes, segment modifier, and macroeconomic adjustment. Assisted in the model validation and audit process to remediate observations and findings on these model enhancements by applying methodology like linear regression model which increased the analysis efficiency
Risk Analyst (Co-op)
Toronto District School Board, Toronto, ON 09/2021 – 12/2021
Built scorecard-rating system and conducted privacy risk assessments to measure risk level for metrics such as data extraction,
expected exposure, and usage for more than ten vendors using quantitative analysis (VBA), ensuring the data integrity.
Identified opportunities for risk assessment process improvement to build consolidated dataset to automate ongoing reporting process and data analysis using SQL, reducing the re-run time by 30%
Acted as an internal consultant to provide insights on Service Now ticket relative to internal data platform and maintain risk data information. Facilitated weekly meetings, presented work-level progress by building the threshold and took meeting minutes
HR Analyst (Co-op)
Tesla, China 01/2021 – 04/2021
Performed comprehensive data analysis under HR procedure on internal quarterly employee survey, salary evaluation to assist with providing quality recommendations for senior management in review meetings with the interactive Tableau dashboards
Automated monthly recruiting reports for talent analytics to provide hiring suggestions; composed summary notes for qualified candidates that go directly to the CEO interview and recruited talents in this process.
Coordinated with top universities’ intern programs, including Waterloo Coop, and Purdue GEARE Program, and maintained connections with program leaders for future collaboration. Recruited interns for the R&D department independently and achieved outstanding recruiting results by onboarding 16 interns in a month.
Data Analyst, Resource Management (Co-op)
CGI, Toronto 09/2019 – 04/2020
Prepared weekly Director-level RM meeting by extracting information from various datasets using Excel, SharePoint, and
PowerPoint; Distributed meeting agendas/minutes, meeting logistics.
Business data analysis and reporting using Excel and internal tools, which focuses on the representation of quantitative information.
Performed numerous RM tasks daily received from all levels through email communication utilizing my problem-solving skill;
Maintained RM artifact repositories, supported with running internal projects.
Bachelor of Mathematics,
University of Waterloo, Waterloo, ON
Program of Financial Analyst & Risk Management with Minor in Statistics
