Amay Anwekar

Results-driven legal professional with 4+ years of specialised experience in trusteeship services, structured finance documentation, and regulatory compliance. Proven expertise as Security Trustee, Debenture Trustee, and Escrow Agent, with deep working knowledge of SEBI Regulations, RBI frameworks, CERSAI registration and monitoring, and financial covenant compliance. Skilled in drafting and vetting Loan Agreements, Debenture Trust Deeds, Share Pledge Agreements, Intercreditor Agreements, and charge-creating documents.

Former Internal Legal Audit

Executive at PNB Housing Finance Ltd., with extensive exposure to RoC/Title/CERSAI search reports, MOA/AOA examination, and Board Resolution verification. Currently pursuing LL.M. (Corporate Law) to deepen expertise in capital markets, IBC, and financial regulation.

Legal Associate at Universal Trusteeship Services Ltd. (2023-12 – 2025-02)

• Managed end-to-end trusteeship mandates as Security Trustee and Escrow Agent across structured finance, project finance, and NCD issuance transactions.
• Drafted, reviewed, and finalised Loan Agreements, Share Pledge Agreements, Intercreditor Agreements (ICA), Deed of Hypothecation, and other charge-creating and security documents.
• Conducted comprehensive legal due diligence including examination of MOA/AOA, Board Resolutions, Title Search Reports, RoC Search Reports, and CERSAI search reports to identify prior encumbrances and legal risks.
• Handled CERSAI filing, modification, and satisfaction for all security interests, ensuring compliance within prescribed statutory timelines (30-day window).
• Monitored charged securities and tracked compliance with financial covenants; issued holding confirmation letters and coordinated timely renewal of insurance and security documents.
• Liaised with lenders, borrowers, lawyers, and valuers for compliance-related work; assisted in enforcement proceedings and post-execution statutory filings.
• Ensured to comply with SEBI Regulations and RBI regulatory standards across all transaction documentation.

Internal Legal Audit Executive at PNB Housing Finance Ltd. (2022-02 – 2023-06)

• Conducted internal legal audits reviewing mortgage documentation, charge creation records, RoC filings, and Title Deeds to ensure adherence to RBI guidelines, NHB directions, and internal compliance frameworks.
• Examined CERSAI records, registered mortgage documents, Memorandum of Deposits, property title chains, and Board Resolutions as part of portfolio-level legal due diligence.
• Performed AML (Anti-Money Laundering) compliance checks during borrower on-boarding; reviewed KYC documentation to ensure alignment with RBI Master Directions on KYC and PMLA, 2002 obligations.
• Conducted regulatory risk assessments on loan files to identify red-flag indicators of money laundering, fraud, and financial crime; flagged non-compliant accounts for escalation to the compliance and risk teams.
• Reviewed and evaluated risk grading of borrower profiles against RBI's risk-based supervision framework; assessed adequacy of due diligence conducted at origination stage.
• Collaborated with the compliance, credit risk, and operations teams to strengthen internal audit procedures aligned with RBI, NHB, PMLA, and FEMA regulatory standards.
• Prepared detailed audit reports highlighting legal, regulatory, and operational risks including AML red flags, documentation deficiencies, and process gaps; recommended corrective actions to senior management.

Junior Associate at Adv. Amit Tatke (2019-01 – 2020-12)

• Assisted in drafting contracts, legal notices, and legal opinions; conducted research and documentation for civil and corporate matters.
• Supported case preparation and coordination for client deliverables in civil, commercial, and property disputes.

Advocate – High Court, District Court & Consumer Forum, Indore at Independent Practice (2020-01 – 2022-12)

• Drafted contracts, notices, pleadings, and conveyancing documents; represented clients in civil and criminal matters.
• Developed strong analytical, drafting, and client communication skills across diverse legal mandates.

LL.M. in Corporate Law – Oriental College of Law, Indore

B.A. LL.B. – Lloyd Law College (2014-01 – 2019-12)

Higher Secondary – Happy Days School (2012-01 – 2013-12)