安琪张

Management Trainee – Risk Management at Industrial and Commercial Bank of China (ICBC), Jiaxing Branch (2024-07 – Present)

Data Analytics: Leveraged Excel to perform statistical analysis on business data, including loan portfolio composition, risk client profiling, and asset performance. Integrated corporate financials, operations, and asset information to build client risk profiles, informing credit decisions and business strategy.
Business Research: Led special studies on inclusive finance, examining root causes of non-performing loans, client segment dynamics, and process problems. Produced a risk analysis report covering recovery rates, fund flows, and borrower characteristics, which was featured on the Head Office’s internal research platform.
Project Management: Participated in a major distressed asset resolution project with a portfolio of RMB 160 million. Coordinated financial data, operational updates, and collateral valuations, performed asset appraisals, and collaborated with legal teams and business units to drive execution, achieving a 26% reduction in non-performing assets.
Results Presentations: Delivered data-backed presentations to senior management, using trend visualisations, case studies, and scenario analysis. Ranked 2nd in presentation evaluations and received the top award.

Operations Intern – User Research & Content Operations at Shanghai Jianlie Information Technology Co., Ltd. (2022-05 – 2022-07)

User Research: Designed user survey questionnaire and conducted in-depth interviews, collecting 200 valid responses to analyse user demand and pain points among postgraduate exam candidates; built user profiles.
Competitor Analysis: Benchmarked 5 leading education competitors across content strategy, user acquisition, and conversion funnels; produced a market analysis report.
Content Operations: Optimised content strategy based on user insights and competitive analysis; authored 10+ growth-oriented articles, engaged 10+ study communities, and reached 600+ target users within 4 weeks.

工作经历