Heena Gupta

I am a Financial Risk Manager having more than 8 years experience with over 5 years experience in Market Risk Management and almost 3 years experience in credit Risk. I am an expert in using Microsoft office programs including Excel, Word, Power point and Adobe. I have a wide understanding of Basel III international regulatory framework for Banks for Credit Risk and I have also handled monitoring work as Mid Office Market Risk Manager.

I am equipped with knowledge in using risk methodologies and techniques in Financial Sectors. I am confident that I can bring significant impact in minimizing risks threatening the company. I have also cleared FRM exam conducted by GARP US.

Manager Credit Risk at Punjab National Bank (November 2019 — Present)

• Drive data integrity. • Promote best practices across risk disciplines to assist the Business Units in the management of risk. • Create and maintain risk management policies and procedures . • Ensure accuracy of information within risk frameworks and reporting processes. • Credit Rating of Retail and Corporate Loan Portfolios. • Basel III Audit Management. • Regulatory Capital Planning Process for the Bank. • Risk Weighted Assets Optimization. • Participate in definition and preparation of supporting documents for the different executive committees. • Identify emerging risks and control issues. • Regulatory Reporting

Manager Market Risk at Punjab National Bank (June 2014 — November 2019)

• Perform review of desk level controls with a view to ensuring they are adequate to highlight potential non-compliance with the rule. • Gain exposure to cutting edge market risk management techniques and systems. • VaR calculation back testing, Stress Testing, Conducting ALM and MRM meetings on monthly basis. • Monthly Interest Rate determination for advances of the Bank. • Assist in the planning and implementation of the market risk policies, market risk management framework and internal controls, and ensuring its compliance by the different business units.• Working as a key resource to the head of market risk assisting with the management of the market risk control function in the pursuit of its targets.

Bachelor of technology (Biotechnology), Amity University

August 2008 — June 2012

CGPA: 7.89

• Major Subjects: Biochemical Engineering, Genetic Engineering, Molecular Biology, Physical Chemistry, Microbiology, etc.
• Other Subjects:Mathematics, Basic concepts of C, C++