Isaak Almonte

Financial operations and fintech professional with experience in funding analysis, fraud risk detection, client onboarding, chargeback workflows, Salesforce-based operations, and team supervision. Experienced in reviewing U.S. small business funding applications, analyzing bank statements, identifying red flags, verifying business legitimacy, and supporting final-stage approval decisions. Proven ability to lead analysts, manage operational workflows, and contribute to high-volume funding environments, including 2,600+ funding approvals totaling approximately $30M.

Onboarding Specialist - MIDMETRICS - Santa Rosa, California, United States / Hybrid

(2025-11)

• Configure chargeback prevention alerts and representment workflows to support revenue protection and operational efficiency.
• Support merchants and ISOs through onboarding, training, and workflow adoption across chargeback tools and reporting processes.
• Translate payment and chargeback data into actionable client insights while handling sensitive financial information through secure implementation workflows.
• Deploy MidMetrics chargeback tools and analytics by coordinating merchant account setup, payment gateway workflows, and secure data collection.

Final Funding Supervisor - ONE PARK DOMINICANA - Santiago, Dominican Republic

(2022-12 - 2025-08)

• Led final-stage funding evaluation workflows for a team of analysts, supporting approval and rejection decisions based on financial risk assessment and company policy.
• Approved 2,600+ fundings totaling approximately $30M while maintaining focus on fraud reduction and portfolio quality.
• Contributed to company growth and fraud reduction through consistent risk review, process discipline, and cross-functional communication.
• Leveraged Salesforce to track funding applications, manage merchant records, and support final funding review workflows.

Final Funding Agent / Funding Analyst - ONE PARK DOMINICANA - Santiago, Dominican Republic

(2022-02 - 2022-12)

• Identified fraud risks and red flags to reduce exposure to high-risk clients and support sound funding decisions.
• Used Salesforce and internal systems to track funding review workflows, update records, and maintain case visibility.
• Analyzed U.S. small business funding applications by reviewing bank statements, deposit patterns, expenses, and cash flow behavior.
• Prepared application summaries for funding committee review, including risk notes, cash-flow observations, and contract reconfirmation details.

Analyst / Back Office - SYNERGIES CORP - Santiago, Dominican Republic

(2019-07 - 2020-06)

• Coordinated with cross-functional teams to maintain proper documentation flow and support back-office operational efficiency.
• Processed and analyzed financial documents and orders for evaluation while validating critical data in internal systems.

Bachelor's Degree - Software Engineering - Universidad Abierta Para Adultos (UAPA)