Francesco Bruno

Senior private banker, former wealth planner for insurance brokers and insurance companies, former member of the management committee of an insurance company based in Luxembourg. Living in Luxembourg since 1999.

Spoken and written languages: Italian (native speaker), English (C1), French (C1), Luxembourgish (beginner), Spanish (beginner). Author of articles for specialized press ("Contabilità Bilancio & Fisco "Il Sole 24 Ore") and author of chapters AIPB books. Speaker at tax conferences IFE.

Senior Private Banker at QUINTET Private bank Luxembourg (2024-02 – Present)

• Clients' acquisition and business development, mainly via insurance contracts
• Used to deal with UHNWI, insurance brokers, family offices, wealth management firms
• Typical clients are former successful portfolio managers, traders, and/or bankers, board members, entrepreneurs, fashion designers, football players

Senior Private Banker at BIL Banque Internationale à Luxembourg (2022-08 – 2023-12)

• Senior private banker dedicated to the development of the Italian market
• Targeting Italians living in Switzerland, France, Monaco, Luxembourg, UK

Vice-President Europe Société Générale Life Insurance Broker at SOCIETE GENERALE Private Banking (2018-04 – 2022-07)

• In charge Italian, French, Spanish, Portuguese, Belgian and UK clients, UHNWI and corporate entities
• Specialized in tailor made structured products and derivatives as underlying assets of unit-linked life insurance policies
• Assisting clients for complex and large cases, analysing tax and financial implications
• Sub-broker authorisation from the Luxembourg Regulator CAA

Senior Wealth Planner at FARAD INTERNATIONAL S.A. (2016-04 – 2018-04)

• In charge of bancassurance relationship with all private banks' partners of the group
• Clients' acquisition, and business development
• Senior wealth planner dedicated to international clients
• Meeting with private clients, bankers, insurance companies, lawyers
• In charge of the commercial offer
• Producing tax memos
• Onboarding of products and companies
• Sub-broker authorisation from the Luxembourg Regulator CAA

Chief Marketing Officer, Wealth Management, Products Director at ING LIFE/ NN LIFE (Luxembourg) S.A. (2013-06 – 2016-04)

Member of management committee.

• Manager in charge of various tasks and team leader
• Sponsor of projects for new markets and new products
• Relationship with local and foreign authorities and regulators
• Re-branding, marketing and business development
• Insurance agent authorization from the Luxembourg Regulator CAA

Head of Wealth Planning at LOMBARD INTERNATIONAL ASSURANCE (2006-10 – 2013-05)

• Manager of a multi-national and multi-market team of wealth planners
• International tax and financial planning
• Launching new products and opening new markets
• Preliminary analysis and meetings with foreign tax authorities for opening the Italian branch
• Tax analysis for take-over of companies and portfolios
• Insurance agent authorization from the Luxembourg Regulator CAA

Tax Manager for the group in Luxembourg at ABN AMRO BANK (Luxembourg) S.A. (2001-10 – 2006-10)

Tax Manager for the group in Luxembourg (bank, insurance company, trust company, investment funds).

• In charge of all tax matters of the group in Luxembourg
• Working close with the CFO
• Involvement in the take-over of Antonveneta, and shareholdings of KBL Luxembourg and Banco di Roma / Capitalia
• Reporting to the head of tax of the group in Amsterdam
• Financial & tax planning
• Tax compliance: drafting consolidated and corporate tax returns, VAT returns, group tax reporting, tax provisions computation IAS/IFRS

International Tax Manager at E&Y (Luxembourg) S.A. (2000-10 – 2001-10)

• International tax planning for multinational companies
• Cross-border solutions for corporate clients
• Amongst clients: top banks based in Luxembourg (ABN AMRO, BNP Paribas, Crédit Agricole, Banca Popolare di Verona e di Novara) and Luxembourg investment funds
• Tax advice for top clients of MEDIOBANCA Milan
• Tax audit for Luxembourg banks
• Drafting and negotiations of tax rulings with domestic tax authorities
• Tax advice for complex group structures

Financial Director - CFO at WOOD APPLETON & OLIVER S.A. (1999-12 – 2000-09)

• Balance sheet and financial statements
• Budget and management control
• Treasury and cash management
• Financial forecasts
• Financial ratios
• Cash flow statements

Senior Tax Advisor & Chartered Accountant at STUDIO LEGALE & TRIBUTARIO TAX FIRM (1997-04 – 1999-11)

• In charge of key clients, UHNWI & corporate entities
• Tax returns
• Tax advice
• Evaluation for M&A
• Financial statements
• Amongst clients: MARCONI Industries, VALENTINO, BULGARI, FININVEST, FERRUZZI
• Corporate entities listed in the Italian Stock Exchange
• Fashion firms, international groups
• Top executives, actors, sport celebrities

Senior Tax Advisor & Certified Public Accountant at MERNONE CORVAJA MARTELLI CLARICH TAX FIRM (1996-06 – 1997-03)

• Appointed statutory auditor for a listed Italian group
• Tax litigation
• Tax advice
• Tax consulting
• Financial statements
• Evaluations for M&A of a top listed and international chemical group (MORTON Chemical Industries with a branch of Montedison)

Chartered Accountant at PASTORE & ASSOCIATI CHARTERED ACCOUNTANTS (1995-05 – 1996-05)

• Accounting
• Tax litigation
• Tax returns
• Financial statements
• Balance sheet and financial statements
• Budget and management control
• Treasury and cash management
• Financial forecasts
• Financial ratios
• Cash flow statements

Accountant at STUDIO ROMANAZZI CHARTERED ACCOUNTANTS (1982-09 – 1995-04)

• VAT forms
• Tax returns
• Accounting
• Balance sheet and financial statements
• Budget and management control
• Treasury and cash management
• Financial forecasts
• Financial ratios
• Cash flow statements

Diplôme de Fiscalité in Tax – CHAMBRE DE COMMERCE (2002 – 2003-06)

CERTIFIED PUBLIC ACCOUNTANT (CPA) in Accounting – Italian Ministry of Justice (2002-01)

Certificate in Financial Engineering, Corporate and Individual Tax, VAT – ABBL LUXEMBOURG (2001-06)

CHARTERED ACCOUNTANT in Accounting – Register of Chartered Accountants in Taranto (1998-06)

MASTER INTERNATIONAL TAX in International Tax – LUISS UNIVERSITY ROME (1995 – 1996-06)

POST-GRADUATING COURSE IN TAX & TAX ACCOUNTING in Tax & Tax Accounting – LUISS UNIVERSITY ROME (1995-12)

ECONOMICS & BUSINESS MASTER'S DEGREE in Economics & Business – UNIVERSITY OF BARI (1995-04)