Alan Ritchie

Over 40 years of varied banking and finance experience, I have a broad range of analytical and customer service skills

• Treasury, Liquidity Reporting, Cash Management and Reconciliations experience
• Organised and pragmatic, capable of managing multiple priorities and conflicting deadlines under pressure
• Hardworking and dependable strong team player, always willing to assist others and looking to continue to develop my career
• Familiar with various Treasury and Finance related systems and processes
• Strong analytical skills, competent at investigating high-level numerical data with a view to providing further detailed substantiation
• Exposure to regulatory changes and requirements
• Awareness of operational risk issues, and processes.

Senior Administrator, Reconciliations, Transfer Agency - Bank of New York Mellon - Edinburgh

(2015-06)

• Completion of high volumes of cash and asset reconciliations in a timely manner, which includes working closely with Dealing and Settlements teams
• Daily client money cash and stock calculations
• Completion of non-automated journal entries to the various control ledgers as required
• Compliance with CASS regulations through adherence to relevant processes and procedures, with particular attention to segregation of client money, more detailed recordkeeping, and rule changes regarding unallocated or unclaimed monies
• Investigating exceptions in a timely manner and identifying any client money impact immediately, paying particular attention to avoiding CASS breaches
• Oversight of a variety of key tasks performed by offshore team
• Preparation of large volumes of records and data as and when required for ongoing regular Client Audits
• Compile accurate monthly data to allow management companies to complete their CMAR Reporting
• Recent exposure to project work, including client migrations

Assistant Manager, Divisional Liquidity Reporting - Lloyds Banking Group - Edinburgh

(2012 - 2015-02)

• Timely completion and submission of various FSA/PRA liquidity returns
• Detailed analysis and reconciliations of source data, using advanced excel skills and access databases
• Use of various finance related systems, including SAP, Oracle and in-house reporting tools
• Successful development and updating of Liquidity reporting procedures
• Ensuring adequate controls are operating and maintained for Liquidity reporting
• User Acceptance Testing for the Liquidity reporting system, including changes, fixes and process improvements and reviewing and updating static data files

Analyst, ALM Funding, Group Corporate Treasury - Lloyds Banking Group - Edinburgh

(2009 - 2012)

• Completion of daily Cash Management of sterling and currency bank account reconciliations, using on-line banking and Oracle/Essbase, including identifying and resolving any unreconciled or outstanding entries
• Calculating and processing overnight treasury funding in respect of surplus or deficit positions of group bank accounts
• Balance Sheet, P&L and month end accruals Reconciliations for group companies and subsidiaries – balancing source data to General Ledger balances and postings
• Autorek reconciliations to Treasury postings, including high value overnight loan and deposit balances, accruals and month end interest postings
• Running source system reports on GTM Treasury system (Sungard) and reconciling to the general ledger
• Calculating and transferring Cost of Funds to the various business areas via manual month end journals using advanced excel based calculations
• Support and Treasury funding for Asset Finance customer agreements
• Daily Hedging for Fixed Deposit product and production of reconciliations and MI to stakeholders
• Manual journal calculation and postings into the general ledger (including intercompany work)
• Successfully delivered various funding migration projects with cross divisional impact

Customer Service Adviser, LIBOR Product Management and Regional Customer Service Team Workflow - Bank of Scotland - Edinburgh

(2007 - 2009)

Customer Service Manager - Bank of Scotland - Southampton Corporate Centre

(2002 - 2007)

Business Banking Manager, The Direct Business Bank - Bank of Scotland - Edinburgh

(2001 - 2002)

Customer Service Officer - Bank of Scotland - Various locations in Glasgow, London and Southampton

(1984-05 - 2001)