Aramide Shaba

Results-driven Financial Crime and Sanctions professional with 8+ years’ experience across banking, financial services and fintech. Experienced in sanctions screening, name-match investigations, enhanced due diligence (EDD), PEP and adverse media reviews, transaction monitoring, fraud investigations and suspicious activity escalation. Strong practical experience assessing complex customer and corporate structures, investigating high-risk transactions, and supporting SAR decision-making and submissions.

Knowledge of FCA requirements, FATF standards and UK, US (OFAC), EU and UN sanctions frameworks. Additional experience in trade finance controls and trade-based money laundering (TBML). Recognized for clear investigative rationale, accurate case documentation, risk-based judgement and effective collaboration with Compliance, MLRO, Legal, Operations and front-line teams.

Fraud & KYC Analyst - Trading 212

(2025-03 - 2025-06)

• Investigated client transactions and trading activity to identify suspicious patterns, escalating concerns through the appropriate channels, including to the NCA where necessary.
• Completed KYC and onboarding checks, including identity verification, sanctions, PEP and adverse media screening, before account activation.
• Reviewed corporate ownership structures, identified ultimate beneficial owners (UBOs), and assessed sources of funds and sources of wealth.
• Monitored ongoing customer activity, investigated deviations from expected behaviour and gathered evidence from trading systems and customer profiles.
• Contributed to fraud risk assessments and recommended preventive controls to strengthen financial crime risk management.

CDD Analyst - Starling Bank

(2024-10 - 2025-01)

• Investigated daily sanctions, PEP and transaction monitoring alerts, ensuring accurate, risk-based and timely resolution.
• Conducted name-match analysis and due diligence to verify customer identity, assess potential sanctions exposure and distinguish potential matches from false positives.
• Investigated higher-risk transactions and documented clear decision rationale in line with internal AML policies and escalation procedures.
• Liaised with the MLRO and Financial Crime Manager to escalate potential true matches and suspicious activity for SAR consideration.
• Supported transaction monitoring rule calibration by identifying opportunities to improve alert quality and reduce false positives.

Transaction Monitoring Analyst - Virgin Money

(2024-01 - 2024-06)

• Investigated transaction monitoring alerts for indicators of money laundering, fraud and terrorist financing, escalating higher-risk cases to the Second Line of Defence.
• Conducted EDD reviews, customer risk assessments, adverse media and open-source intelligence checks to identify financial crime and reputational risks.
• Performed sanctions and name-screening checks during customer onboarding and payment processing.
• Analysed emerging AML trends and supported adjustments to monitoring filters to improve the identification of suspicious activity.
• Supported remediation, compliance monitoring and system-testing activities.

Financial Crime Analyst - NatWest

(2022-12 - 2024-01)

• Managed end-to-end onboarding for business and corporate customers, completing KYC, CDD and EDD in accordance with FCA requirements and internal standards.
• Assessed customer financial crime risk, identified higher-risk relationships and escalated cases where additional review or action was required.
• Reviewed customer and corporate information validated data, and maintained accurate records to support effective risk assessment and auditability.
• Worked with Legal, Compliance, Product and Operations teams, as well as clients, to resolve due diligence queries and progress complex onboarding cases.
• Identified process bottlenecks and contributed to workflow improvements while meeting service-level and accuracy requirements.

Financial Crime Analyst - National Australia Bank

(2022-04 - 2022-12)

• Conducted transaction monitoring and financial crime investigations using Actimize, identifying suspicious patterns and escalating cases appropriately.
• Investigated trade-based money laundering (TBML) typologies by analysing trade-related transactions, customer behaviour and transactional patterns.
• Prepared SARs with clear risk rationale and supporting evidence for escalation to the relevant authorities.
• Completed quality assurance reviews of investigation files, identifying documentation gaps and ensuring cases meet internal AML and regulatory standards.

Senior Sanctions & PEP Associate - Barclays

(2021-11 - 2022-04)

• Led sanctions screening investigations, assessing potential matches and escalating complex and higher-risk cases in line with sanctions and AML requirements.
• Performed EDD on PEPs and complex corporate structures to assess exposure, establish risk factors, and support appropriate customer risk ratings.
• Investigated suspicious activity and prepared SARs with clear supporting evidence and rationale.
• Supported remediation of high-risk customer files, improving documentation quality, and addressing gaps against internal policies and regulatory standards.

Senior AML/KYC Analyst - Thomson Reuters

(2019-08 - 2021-11)

• Oversaw AML and KYC checks across trade finance operations, applying due diligence and risk-based controls to complex trade-related customer activity.
• Conducted KYC, CDD and EDD reviews, identifying financial crime risks and escalating high-risk customers and transactions.
• Monitored suspicious activity in trade finance transactions and escalated genuine alerts for further investigation.
• Maintained accurate customer profiles and performed risk analysis across complex trade finance structures to support ongoing monitoring and compliance.

Senior Sanctions/KYC Analyst - Commerzbank AG

(2016-07 - 2019-08)

• Conducted end-to-end sanctions screening and KYC/AML reviews, investigating potential sanctions of matches and escalating true or complex matches in line with regulatory requirements.
• Performed complex EDD on high-risk customers, including PEPs and intricate corporate structures, to assess financial crime exposure and determine appropriate risk ratings.
• Investigated and resolved high-risk sanctions and financial crime cases, communicating findings and escalating concerns to senior stakeholders and Compliance leadership.
• Prepared SARs, setting out the risk rationale and relevant supporting evidence in accordance with internal procedures and regulatory standards.

EDD/AML Analyst - Royal Bank of Scotland

(2015-12 - 2016-06)

• Conducted AML investigations into suspicious activity, identifying indicators of money laundering, fraud and sanctions exposure.
• Completed EDD on high-risk customers, assessing sources of funds and sources of wealth to support onboarding and ongoing monitoring controls.
• Reviewed adverse media, sanctions and PEP screening results and escalated potential financial crime concerns for further review.
• Supported SAR submissions, high-risk file remediation, and the maintenance of complete, audit-ready EDD records.
• Worked with Compliance, MLRO and operational teams to support consistent application of AML standards.

Governance, Risk & Compliance - ICA (2026)

Anti-Money Laundering Training (2017)

Higher Diploma - Nursing - Barking and Dagenham College (2015)

BA - English Language/Literature - University of Lagos (2004-09)