Product Manager
OCBC Wing Hang Bank, January 2022 – September 2022
- Managed the trade loan portfolio and supported the bank's NIM objectives.
- Collaborated with the regional transaction banking department to develop cash and trade products for the Hong Kong market.
- Worked closely with Operation and Technology departments to optimize channel development.
- Provided subject matter expertise and training to Relationship managers and business partners.
- Successfully implemented the conversion of manual trade finance applications to digital.
Credit Risk Manager
Nanyang Commercial Bank, September 2016 – January 2022
- Conducted risk assessments on credit proposals for corporate and retail customers.
- Ensured alignment of internal credit policies and procedures with regulatory requirements.
- Assisted in preparing credit reports for management.
Product Manager
Bank of China (Hong Kong), March 2016 – August 2016
- Reviewed and updated trade product guidelines.
- Implemented new electronic channels for corporate clients' trade finance applications.
- Provided training on the trade finance internet platform.
- Managed system implementation on projects, including Trade-based Money Laundering and Supplier Finance programs.
Trade Relationship Manager
Hang Seng Bank, August 2014 – February 2016
- Cultivated and maintained relationships with large corporate customers.
- Achieved annual trade fund utilization targets.
- Customized trade finance products to meet client business needs.
- Collaborated with trade operations to streamline transactions.
- Introduced trade finance products to Relationship Managers and new hires.
Trade Sales Manager
Citibank N.A. Hong Kong, May 2012 – August 2014
- Conducted joint calls with Relationship Managers to serve existing trade customers and prospects.
- Offered trade products and technical advice based on client's trade terms and cycle.
- Handled troublesome and irregular transactions.
- Designed and implemented trade finance promotions.
- Coordinated with trade operations for urgent and special transactions.
- Monitored and reported trade asset balances to management.
Assistant Product Manager (Bank of China, Hong Kong), June 2011 – May 2012
Business Analyst (Bank of China, Hong Kong), March 2008 – December 2009
- Performed business and user requirement analysis for various banking systems.
- Acted as an interface between business users and technical developers.
- Guided technical developers to provide business solutions.
- Assisted in project implementation and conducted user acceptance tests.
- Conducted feasibility studies for new business projects.
- Ensured compliance with HKMA and Basel II standards.
- Maintained a proactive relationship with business users.
