Financial Crime Analyst (Periodic Review) at Société Générale Bank (2023-11 – 2025-12)
Performed ongoing CDD/EDD high-risk clients or matters, including PEPs, Sanctions, and complex ownership structures. Implemented risk-based customer due diligence and produced comprehensive KYC memos and escalation packs.
- Performed ongoing CDD/EDD high-risk clients or matters, including PEPs, Sanctions, and complex ownership structures, assessing SOWs and SOFs where required, and conducting in depth reviews of the KYC/AML process to ensure the integrity of the periodic review in accordance with SocGen global compliance polices and applicable laws and regulations.
- Implemented a risk-based customer due diligence with a view to forming an opinion as to the suitability from a KYC perspective of individual clients to conduct business with SGCIB, enhancing stakeholder management efforts.
- Produced comprehensive KYC memos and escalation packs, including detailed risk assessments, PEP reviews, client risk classification, and clear Source of Wealth narratives. Executed remediation activities to resolve discrepancies, update and validate client documentation, correct data quality issues, and ensure all system records were accurate, complete, and audit ready.
- Performed Quality Control checks on KYC files to ensure accuracy, completeness, and compliance with internal standards and regulatory requirements, supporting continuous training requirements to enhance team collaboration and adaptability in the field while maintaining metrics for performance evaluation.
- Maintained up to date knowledge of FCA rules, UK AML/ABC and sanctions legislation, with broad awareness of AMF/ACPR requirements, remaining adaptable to ongoing regulatory change, while applying risk management principles to compliance, especially in cases of domicile and ECP assessment.
- Contributed to the development and enhancement of financial crime policies, procedures, and controls, ensuring all activity is aligned with industry standards.
AML Analyst (Remediation) at SMBC Bank International (2022-10 – 2023-09)
Conducted high profile investigations into complex corporate structures, PEPs, adverse-media cases, and clients flagged as higher risk. Supported the business to achieve compliance with regulatory obligations.
- Conducted high profile investigations into complex corporate structures, PEPs, adverse-media cases, and clients flagged as higher risk, while performing data analysis to enhance due diligence efficiency, strengthen alert investigation workflows, and ensure all findings were fully supported, contributing to a more embedded compliance culture.
- Supported the business to achieve compliance with regulatory obligations, including dealing with remediation and response to regulatory reviews.
- Oversaw the processes associated with AML investigations, including the investigations action plan, follow-up of recommendations arising from investigations, and maintaining an up-to-date log of the status of investigations.
- Escalated identified AML risks and addressed operational issues promptly, while reviewing flagged transactions and refining assessment rules to improve accuracy and investigative outcomes using clarity to manage the process and ensure an audit trail.
KYC Analyst (On-Boarding) at Standard Bank Group UK (2020-02 – 2022-08)
Supported the initial stages of the Customer Identification Program, Know Your Customer, Customer Due Diligence and Anti-Money Laundering processes. Facilitated end-to-end onboarding of high risk entities.
- Supported the initial stages of the Customer Identification Program, Know Your Customer, Customer Due Diligence and Anti-Money Laundering processes, including document collection and first-level review.
- Facilitated end-to-end onboarding High Risk Entities such as Trust, Partnership, Hedge Funds and SPVs, corporate clients, enhancing documentation collection and KYC/KYB processes.
- Researched client's Nature of business, Source of funds, Identification and Verification of Key Account Parties (KAPs), and Ultimate beneficial owners (UBOs) navigation through layer typical in a trading company while preparing reports to interpret findings for management.
- Served as central contact for business KYC teams, ensuring effective communication across functions, especially during escalations and handling asset verification.
- Streamlined client risk assessments using automated systems, reducing processing times and errors.
- Contributed to compliance during off-boarding, integrating sales strategies into trading operations while effectively managing relationships with senior management and stakeholder groups as a proactive member.
