Harry Owen

Review financial models, including discounted cash flow (DCF) and three-statement models, to independently assess going-concern forecasts for FTSE-listed entities; perform sensitivity analysis and challenge key assumptions underpinning management forecasts. Test a broad range of accounting areas across complex audit engagements, with particular responsibility for investment-property and REIT portfolio valuations; challenge management judgements and key assumptions, perform independent valuation analysis, and apply IFRS and UK GAAP requirements in practice. Test debt arrangements including loan-to-value metrics, interest costs and covenant compliance, assessing implications for liquidity and going concern.

Senior Associate at PwC (2025-08 – Present)

• Review financial models, including discounted cash flow (DCF) and three-statement models, to independently assess going-concern forecasts for FTSE-listed entities; perform sensitivity analysis and challenge key assumptions underpinning management forecasts.
• Test a broad range of accounting areas across complex audit engagements, with particular responsibility for investment-property and REIT portfolio valuations; challenge management judgements and key assumptions, perform independent valuation analysis, and apply IFRS and UK GAAP requirements in practice.
• Test debt arrangements including loan-to-value metrics, interest costs and covenant compliance, assessing implications for liquidity and going concern.
• Coordinate audit delivery across multiple client engagements as acting lead senior, supporting junior team members and managing key deadlines.
• Mentor and coach junior team members, providing day-to-day guidance and supporting their professional development.

Associate at PwC (2023-01 – 2025-07)

Following earlier experience through the PwC Flying Start placements.

• Review financial models, including discounted cash flow (DCF) and three-statement models, to independently assess going-concern forecasts for FTSE-listed entities; perform sensitivity analysis and challenge key assumptions underpinning management forecasts.
• Test a broad range of accounting areas across complex audit engagements, with particular responsibility for investment-property and REIT portfolio valuations; challenge management judgements and key assumptions, perform independent valuation analysis, and apply IFRS and UK GAAP requirements in practice.
• Test debt arrangements including loan-to-value metrics, interest costs and covenant compliance, assessing implications for liquidity and going concern.
• Develop detailed understanding and practical application of accounting policies and financial reporting requirements under IFRS and UK GAAP.

A Levels in Economics, Mathematics, History, EPQ – Ffynone House (2019-01 – 2021-12)

BSc in Accounting and Business – University of Reading – Henley Business School (2021-01 – 2025-12)

ACA in Chartered Accountancy – ICAEW (2026-10)

FMVA® in Financial Modeling & Valuation – Corporate Finance Institute (CFI)