Kshitij Kapure

Solution and platform architect with 8+ years designing and delivering software for regulated, complex enterprise environments. Take end-to-end ownership of solution architecture, from requirements to implemented solution, across cloud, application, data and integration domains, working close to both the code and the business. Currently own the architecture for a greenfield banking platform (frontend to backend): API and enterprise-integration patterns, data flows, build-vs-buy decisions and the standards teams build against, while translating technical tradeoffs for senior stakeholders.

Strong across the Microsoft/Azure ecosystem and event-driven, domain-driven design, with a track record of auditable, traceable architecture in regulated settings.

Senior Technical Lead | Software & Platform Architect - DCT Inc. | OneForty (Greenfield USD Correspondent Bank) - Pune, India

(2026-04)

Own end-to-end solution architecture across the Core Banking and Compliance workstreams of a greenfield USD correspondent bank (Connecticut Innovation Bank charter): defining system design, API and integration patterns and build-vs-buy strategy across an in-house core engine, a bespoke compliance platform and an outsourced payments gateway.

• Architected the platform's core data model as a six-database persistence split (audit outbox, party master, workflow state, accounts, payments, notes), establishing clean domain boundaries, independent scaling and full audit traceability from event to ledger.
• Designed the AML / compliance risk-scoring architecture across 5 bounded contexts with an event-driven scoring engine on Apache Kafka, delivered as sprint-ready specifications, and proactively surfaced governance gaps (idempotency, score immutability, maker-checker controls) ahead of implementation.
• Designed a hybrid schema for regulated client-onboarding data: typed relational columns for canonical party attributes plus versioned, hash-addressed JSON for compliance questionnaire content, resolving the auditability-vs-flexibility tradeoff central to correspondent-banking compliance.
• Identified and corrected a foundational architecture defect in an in-flight onboarding module (wrong database engine, wrong frontend stack, unstructured storage of regulated party data) before it scaled, preventing significant downstream rework.
• Restructured a solo-owned technical portfolio into a two-lead vertical model, recruiting and onboarding a Compliance co-lead while retaining Core Banking ownership, improving delivery throughput and removing single-point-of-failure risk.
• Enforced architecture-first delivery discipline: halted a sprint where implementation had outpaced design sign-off and sequenced schema lock-in before resuming parallel frontend/backend work.

Senior Front-End Developer (Frontend Lead) - Mashreq Bank - Dubai, UAE

(2022-04 - 2025-08)

• Led a team of 4 front-end engineers delivering Merchant Lending, Mashreq's digital SME lending product offering in-principle approval for collateral-free loans up to AED 5M, serving 100+ UAE merchants monthly.
• Owned frontend architecture decisions within an Nx monorepo: micro-frontend decomposition, module boundaries, shared component libraries and internationalization strategy across React and TypeScript codebases.
• Implemented Azure CI/CD pipelines, replacing manual deployments with automated, repeatable release flows, and partnered with backend teams on API contracts and end-to-end performance optimization across customer-facing journeys.
• Built the end-to-end digital loan-origination journey under banking-grade security and compliance constraints: KYC and EFR verification, bank-statement assessment and loan-eligibility calculation, with secure session and token handling across regulated lending flows.

Associate Lead | Full-Stack Developer - Repos Energy India - Pune, India

(2019-02 - 2022-04)

• Led full-stack delivery (React, Node.js, AWS) across front-end and back-end for scalable web applications, aligning business and technical requirements with cross-functional stakeholders.
• Led a team of 6 engineers: interviewing, mentoring and running code reviews.
• Cut application response times by ~90% through API and rendering optimization; user engagement rose 80% over the same period. Awarded "Best Developer" three consecutive years.

Web Developer - SuperSourcing - Pune, India

(2018-02 - 2019-02)

• Built responsive web portals (HTML5, AngularJS, CSS3) with RESTful API integration, collaborating with design on UX/UI.

B.Tech - Information Technology - Symbiosis International University (2017)

Diploma - Information Technology - MIT-WPU (2014)