Manny Tanimowo

Qualified Accountant (ACMA, CGMA, ACA) with 8+ years of experience leading reconciliation, settlements, financial controls and operational finance across fintech, banking and telecommunications. Extensive experience managing high-volume multi-party money flows, investigating reconciliation breaks, improving financial data quality, implementing financial controls and partnering with product and engineering teams to automate finance operations. Proven record of designing scalable processes, reducing operational risk and improving financial accuracy within regulated environments such as banking, fintech and telecoms.

Settlements and Finance Analyst - Invest Bamboo

(2022-10 - 2024-07)

• Partnered with product, operations, and leadership teams to provide financial insight on performance, liquidity, and business growth decisions in a fast-paced fintech environment.
• Built and maintained financial models and dashboards using Excel and Power BI to support forecasting, KPI tracking, and executive decision-making.
• Delivered monthly and quarterly performance analysis, highlighting revenue trends, cost drivers, and operational inefficiencies to senior leadership.
• Conducted short and long term liquidity and cashflow forecasting to support business scaling and settlement operations across multiple financial instruments.
• Improved financial reconciliation processes through system integration (QuickBooks and wallet infrastructure using SQL), reducing manual workload and increasing reporting accuracy across the firm.
• Implemented reconciliation controls that identified settlement exceptions before customer impact, preventing financial losses exceeding $500k.
• Supported strategic decision-making through competitor and market analysis within the fintech payments sector.

Lead, Accounts and Reconciliation - Airtel Networks

(2021-02 - 2022-09)

• Led financial planning, budgeting, forecasting, and month-end reporting for a mobile financial services subsidiary within a large telecom group.
• Acted as a finance partner to business and operations teams, supporting pricing decisions, product viability analysis, and strategic initiatives.
• Developed and maintained a 5-year financial model to support business growth planning and capital allocation decisions.
• Owned budget cycle processes, tracking performance against forecasts and providing variance analysis to senior leadership.
• Analysed operational costs and drove initiatives that improved financial efficiency across business units.
• Managed reconciliation of high-volume financial transactions, improving accuracy and reducing aged outstanding balances significantly.
• Supported cross-functional decision-making by providing financial insights on new initiatives and commercial projects.

Finance & Settlements Analyst - Eyowo Integrated

(2019-06 - 2021-01)

• Supported financial control, reconciliation, and reporting processes in a regulated fintech environment.
• Developed and implemented standard operating procedures for settlements, revenue recognition, and financial controls.
• Contributed to IFRS 9 and IFRS 15 impact assessments across the organisation.
• Supported audit processes including external, internal, and regulatory audits.
• Performed financial analysis on transaction patterns, risk exposure, and operational performance.
• Worked closely with risk, operations, and finance teams to improve financial governance and reporting accuracy.

Financial Reporting Officer - ProvidusBank Plc

(2017-02 - 2019-06)

• Prepared daily and monthly management accounts, providing insights into business unit performance and key financial trends.
• Supported budgeting, forecasting, and performance review processes across branches and SBUs.
• Delivered financial analysis to support pricing decisions, cost optimisation, and profitability improvement initiatives.
• Participated in month-end and year-end close processes, ensuring accuracy of financial reporting under IFRS standards.
• Supported IFRS 9 transition from IAS 39, contributing to financial reporting compliance and audit readiness.
• Collaborated with internal and external auditors during annual audits and regulatory reviews.
• Built reconciliation SOPs and operating procedures

MSc - Finance - Manchester Metropolitan University

BSc - Accounting - Osun State University