Martin Andrew

I am a hardworking and highly motivated protection advisor with experience in business, personal and home insurance. I have a rich knowledge, keen interest and thorough understanding of all aspects of personal protection. I have combined charismatic personality and enthusiastic thirst for knowledge in order to provide engaging and knowledge-driven advice to all of my clients.

I have had to work both towards personal financial targets as well as team-based targets and incentives which I have repeatedly not only met but exceeded. I am intensely hard working, enthusiastic and extremely driven towards deepening my knowledge of the various protection products and providers, in order to provide the best client outcomes and the optimum customer journey.

CAS Mortgage Adviser - Connells, Sharman Quinney

(2025-09)

Working as a CAS Mortgage Adviser under the Sharman Quinney brand, providing regulated mortgage advice and guiding clients through the full mortgage process from initial fact find and affordability assessment through to recommendation and application. The role involves assessing individual circumstances, researching suitable lending solutions, managing cases through to offer and maintaining a strong focus on compliance, customer outcomes and service.

Mortgage and Protection Adviser - Cignpost Life

(2025-01 - 2025-09)

As of the beginning of 2025 Albany Park Finance began trading under "Cignpost Life". This is the same organisation with my role and contacts remaining the same.

Mortgage and Protection Adviser - Albany Park Finance, Inchora - Grantham

(2023-07 - 2025-01)

My role with Albany Park Finance is a step up from my work with Better Protect. Though still under the Inchora Group, Albany Park Finance operate on a whole of market, advised basis. My role involves taking clients through a full fact find and using my knowledge to advise on financial liabilities the client may have, and potential options for protecting said liabilities.

Following this I research protection products across the whole of the market and present my findings to the client. Whereas my role within Better Protect focused predominantly on Life Insurance, Critical Illness Cover and Income Protection, with Albany Park Finance I also have the ability to set up more advanced products such as Family Income Benefit, Whole of Life Insurance, ASU Cover and more business-related cover such as Relevant Life, Executive Income Protection and Key Person insurance. I was also being trained up to be a mortgage advisor; however, due to the company opting to take their focus away from mortgages in order to focus solely on personal protection, I have only briefly operated within the mortgage sector.

Protection Consultant - Better Protect, Inchora - Grantham

(2020-10 - 2023-07)

As a Protection Consultant for Better Protect my role was to talk to customers who we had previously sold life insurance to over 4 years ago back when the company was whole of market, and review their policies with the intention of getting the customer to set up a new policy with Legal and General. This was all done on a non-advised basis; however, keen knowledge of the products' unique selling points and possible underwriting outcomes was essential in order to provide the optimum client journey. Our method involved talking to customers, discussing their policies and looking for opportunities where there could be possible conversion.

This involved finding out what the customers' requirements were and helping build a policy perfect for their requirements.

Non-Advised Sales Operative - The Tenant Shop, Inchora - Grantham

(2019-09 - 2020-10)

My role with Tenant Shop involved calling people who had recently moved property and selling them home insurance. Our client base was primarily tenants to which we offered Tenants Liability and Contents insurance; however, occasionally we would speak to property holders to which we would sell Contents and Buildings insurance. We did also offer a life insurance policy; however, this was considered an upsell and not the primary purpose of the call.

We also offered rent protection to landlords; however, again this was a rare occurrence. The process involved calling tenants and explaining the benefits of home insurance, overturning objections where needed and building policies that would ensure our customers were sufficiently covered, with things such as Full Accidental and Worldwide cover being opportunities to upsell.

Bachelor's degree - Psychology - Staffordshire University (2009 - 2013)

Certificate in Mortgage Advice and Practice - Mortgage Advice and Practice (2021 - 2022)