Muskan Narang

Analysed credit data using financial statements and alternative data to assess risk exposure Evaluated 5,600+ SME credit applications across 52+ industries. supporting £92m+ in cumulative lending decisions Built forward-looking revenue and risk assessments to set credit limits and optimize risk-adjusted returns

Credit Risk Analyst - Iwoca Business Finance Ltd - United Kingdom

(2022-07)

• Analysed credit data using financial statements and alternative data to assess risk exposure
• Evaluated 5,600+ SME credit applications across 52+ industries. supporting £92m+ in cumulative lending decisions
• Built forward-looking revenue and risk assessments to set credit limits and optimize risk-adjusted returns
• Partnered with capital markets, sales, and internal teams to align underwriting decisions with funding strategy
• Contributed to credit decisioning & portfolio monitoring, identifying trends in risk & performance to optimize decisions

Payment specialist - iFast Global Bank - United Kingdom

(2022-02 - 2022-06)

• Responsible for international funding with 20+ daily transfers Efis software & CHAPS operations more than £3 Million
• Preparing and investigating daily multi-currency bank reconciliations through Fossil software.
• Tracking 3 Faster payment cycles daily and reporting the same through Bank of England software
• Perform daily bank account sweeps and have made 100+ deposits & transfers in Olympic banking software

Finance Graduate - Rayner Intraocular Lenses Ltd - United Kingdom

(2021-07 - 2021-12)

• Initiated & Developed a Power BI model utilizing data visualization to report Target completion
• Prepared 150+ Regular Comparative Group and Global Pharma daily sales reports utilizing Excel Modelling
• Facilitated Accounts Payable to process 700+ Payment invoices and suggested a faster-improved process
• Operated with Syteline, Exchequer, Primavera for data analysis

Equity Analyst - King's Investment Fund - United Kingdom

(2021-01 - 2021-12)

Group Coordinator

• Analyze the relationship between 25 investments and company fundamentals utilizing Bloomberg
• Drew detailed report of P/E Ratio, Earning per share, market trend, market share & competitor's strategy
• Establish a clear profile of the company and the future performances to invest and derive a profit

Assistant Director (Research) - GTEDS, The ISERD India Research and Analysis Wing(iRaw)

(2020-11 - 2020-12)

• Published and wrote research papers for the website on relevant issues in Global Markets & innovative ideas

Core Member and Manager - World Youth Council - Delhi

(2020-05 - 2021-05)

Volunteer

• Taught English& Social Studies to 5 underprivileged students & managed social events for 50+ deprived children
• Organized targeted and problem-solving volunteer orientations for more than 60 interns weekly and monthly
• Lead the City Team of 3 people and responsible for managerial & student impact assessment & operations

MSc - Economics and Finance - King's College, London (2020-09 - 2021-12)

B.A(Hons.) - Economics - Amity University, Noida (2017-08 - 2020-08)