Credit Risk Analyst - Iwoca Business Finance Ltd - United Kingdom
(2022-07)
- Analysed credit data using financial statements and alternative data to assess risk exposure
- Evaluated 5,600+ SME credit applications across 52+ industries. supporting £92m+ in cumulative lending decisions
- Built forward-looking revenue and risk assessments to set credit limits and optimize risk-adjusted returns
- Partnered with capital markets, sales, and internal teams to align underwriting decisions with funding strategy
- Contributed to credit decisioning & portfolio monitoring, identifying trends in risk & performance to optimize decisions
Payment specialist - iFast Global Bank - United Kingdom
(2022-02 - 2022-06)
- Responsible for international funding with 20+ daily transfers Efis software & CHAPS operations more than £3 Million
- Preparing and investigating daily multi-currency bank reconciliations through Fossil software.
- Tracking 3 Faster payment cycles daily and reporting the same through Bank of England software
- Perform daily bank account sweeps and have made 100+ deposits & transfers in Olympic banking software
Finance Graduate - Rayner Intraocular Lenses Ltd - United Kingdom
(2021-07 - 2021-12)
- Initiated & Developed a Power BI model utilizing data visualization to report Target completion
- Prepared 150+ Regular Comparative Group and Global Pharma daily sales reports utilizing Excel Modelling
- Facilitated Accounts Payable to process 700+ Payment invoices and suggested a faster-improved process
- Operated with Syteline, Exchequer, Primavera for data analysis
Equity Analyst - King's Investment Fund - United Kingdom
(2021-01 - 2021-12)
Group Coordinator
- Analyze the relationship between 25 investments and company fundamentals utilizing Bloomberg
- Drew detailed report of P/E Ratio, Earning per share, market trend, market share & competitor's strategy
- Establish a clear profile of the company and the future performances to invest and derive a profit
Assistant Director (Research) - GTEDS, The ISERD India Research and Analysis Wing(iRaw)
(2020-11 - 2020-12)
- Published and wrote research papers for the website on relevant issues in Global Markets & innovative ideas
Core Member and Manager - World Youth Council - Delhi
(2020-05 - 2021-05)
Volunteer
- Taught English& Social Studies to 5 underprivileged students & managed social events for 50+ deprived children
- Organized targeted and problem-solving volunteer orientations for more than 60 interns weekly and monthly
- Lead the City Team of 3 people and responsible for managerial & student impact assessment & operations
