Nirmala Upadhyay

I am a self-motivated professional with over 10 ­­­­­­years of Banking and Financial Service organisation KYC Validation Analyst and Due Diligence Investigation experience performed KYC Due diligence/AML/CDD/EDD/Compliance on individual customers and entities. Investigated clients usings world check, Dow Jones, Smart Search and others. Successfully completed company sponsored anti money laundering program online courses for additional updates in training.

I am a dynamic go-getter with excellent leadership, analytical, logical and problems-solving skills. I am an excellent team player and have an excellent ability to grasp new business processes and understand business problems quickly and provide suitable solutions. I am looking for an exciting opportunity where I can contribute towards the organisation objectives with my attained hands-on skills, banking and financial service knowledge and experience.

 

Professional Summary:

 

Role: AML/ KYC Onboarding Specialist 04/01/2022- Ongoing

Company Name – SS&C Financial Service Int.

 

• Onboarding and KYC of new clients – manage and coordinate the onboarding process seamlessly to ensure a smooth client journey
• Review DD for new and existing clients to ensure compliance with AML and other legal and regulatory requirements • Conduct risk assessments and apply the adequate level of Due Diligence (SDD, CDD, EDD)
• Identify “red flags” at the start of a client relationship and during the ongoing monitoring – investigate further and escalate to the business where necessary
• Conduct Adverse Media, PEPs and Sanctions check at the start of the relationship and monitor these on an ongoing basis
• Proactively interact with the Sales Team to update them on the progress of their clients and manage expectations
• Build and maintain relationships with major stakeholders
• Continually develop a strong understanding of the importance of data integrity and carry out all requests with a quality and control mind-set.
• Support internal projects from requirements gathering, through testing and to go live.

 

 

 

 

 

 

 

Role: KYC /CLIENT ONBOARDING Analyst 19/10/2020- 31/12/2021

Company Name - State Bank of India, London

· Perform CDD/KYC checks and completion of documentation to assist in the on-boarding of new clients.

· Understand an and evaluate client/ counterparty money-laundering risk

· Escalated any suspicious and unusual matter to compliance manager

· EDD Verification

· Perform checks on Experian, Dow-jones and Cifas and google search

· Identifies accurate risk rating for individual /non- individual accounts

Role: Officer(Branch operations)- Pnb International Ltd, London Sept 2007-Feb 2017

· Coordinated and collected of Client specific information and completion of documentation to assist in the on-boarding of new clients

· Performed ongoing customer due diligence including maintenance and updating of KYC and AML records and information for existing clients

· Escalated any suspicious and unusual matter to compliance manager

· Liaise with internal and external ensuring compliance

· Worked on alerts generated by system

· Contributed towards system /process improvements by providing new system requirements to software vendors.

· Resolved customer queries received through phone calls & email correspondence.

Trainings and online courses attended

· Anti-Money Laundering (AML) policy

· Treat your customer fairly

· Client due diligence

· Data Protection Workshop 2023

· Financial Crime Prevention Workshop 2023

· Regulatory Compliance Policies

Technical skills

MS-Office (MS Word, Excel, PowerPoint and Access),Outlook

 

Education

· Certificate in accounting Aat level 2

· Advance diploma in accounting Aat level 3

· Bachelor of Commerce. University of Delhi. India

· Advance Diploma in software technology from “APTECH COMPUTERS EDUCATION”, India

· Certification in foundation course in software testing from ISEB, London.