Prince Yeboah

Credit and real estate finance professional with experience analysing borrower financials, development appraisals and complex lending transactions across commercial real estate, development finance, bridging and investment lending. Experienced in credit risk assessment, due diligence, financial statement and cash flow analysis, transaction structuring and preparation of lender submissions. Strong track record of identifying key transaction risks, assessing leverage, borrower strength, exit strategies and security values, and working with lenders, underwriters, valuers, solicitors and sponsors through underwriting and execution.

BSc (Hons) Business Management and CeMAP qualified.

Real Estate Finance Capital Advisor - HANK ZARIHS ASSOCIATES

(2025-06)

• Analyse development appraisals exceeding £20m in aggregate transaction value, assessing project viability, leverage metrics, borrower strength, cash flows, exit strategies and lender suitability.
• Assess borrower financial statements, rental performance, security values and transaction structures to identify key credit risks and support underwriting and lender recommendations.
• Review financing proposals across residential investment, mixed-use, commercial and value-add assets, considering downside risks, refinance or sale exits and overall debt serviceability.
• Prepare detailed lender submissions and transaction analysis, highlighting key business drivers, risks, mitigants and information requirements for credit assessment.
• Coordinate due diligence across borrowers, lenders, valuers, solicitors and sponsors, challenging information where required and resolving gaps through to completion.
• Support ongoing monitoring of lending facilities through review of borrower performance, financial information and covenant requirements.
• Review facility terms and transaction documentation against agreed commercial terms and lender requirements.
• Advise High Net Worth investors, developers and property companies on financing structures aligned with investment objectives and lender risk parameters.

Senior Real Estate Finance Advisor - CHARLES CROWN FINANCIAL

(2023-06 - 2025-06)

• Analysed borrower affordability, financial information, credit profiles and security assets to assess lending risk and structure suitable financing solutions.
• Prepared detailed case notes, credit information and lending documentation to support underwriting decisions, working closely with underwriters and lenders through approval and completion.
• Managed complex financing cases for self-employed borrowers, High Net Worth individuals and specialist property investors across residential investment and commercial finance.
• Reviewed company accounts, income, cash flows and supporting documentation, identifying material risks or information gaps before submission.
• Coordinated transaction workstreams between clients, lenders, solicitors and third parties and supported review of facility requirements through to completion.
• Conducted KYC, AML and compliance checks in accordance with FCA and lender requirements.

Mortgage & Property Finance Advisor - EVER NORTH LTD

(2020-10 - 2023-05)

• Managed residential and buy-to-let financing transactions from initial financial assessment and fact-find through underwriting to completion.
• Reviewed client financial circumstances, affordability and lender criteria to recommend appropriate financing structures.
• Coordinated with lenders, solicitors and third parties while maintaining FCA and lender compliance requirements throughout the transaction.

BSc (Hons) - Business Management - Kingston University, London

HND - Construction - Havering College

GCSEs A–C - St Bonaventure's RC School