Ramdas Thorat

Here i am checking files as per policy earlier recommendation to Approver person Do the TVR with Applicant's , co Applicant's, and Guarantor's as well as trade reference Preparing the cam, capturing the deviation 's and deal submitting to Authorized person

Credit Officer - IKF Finance

(2024-02)

• Here i am checking files as per policy earlier recommendation to Approver person
• Do the TVR with Applicant's , co Applicant's, and Guarantor's as well as trade reference
• Preparing the cam, capturing the deviation 's and deal submitting to Authorized person
• additional activity - ED_ ID cases fall up, PDD data collection, SOA and Bank statement plotting, given training to sales and credit collogues

Operations Executive - SK Finance

(2023-05 - 2024-02)

Responsibilities

• Checking whole Maharashtra Agreement files hard copy and system through
• Stamping Custody and tracking Data
• Coordination Central Disbursement team and Post Approval Team, also Branch Ops
• Payment processing by Rtgs and Cheque mode and new vehicle Advance payment – whole Maharashtra
• Final Approval for file process
• Daily Reporting ZSM+ SH+ OPS Manager

Sr Associate Credit + Operations - Blackbuck Finance

(2023-01 - 2023-05)

• Cam Preparation and Deal categorization
• Average banking, Track plotting, Fleet details
• PD under 5 lakh. TVR
• Agreement checking, and Disbursement Documents verifying
• Branch level Customer and DSA coordination

Credit Officer - Bhoruka Classic Finance Ltd.

(2022-07 - 2023-01)

• Generate cam, verified customer & vehicle documents
• Field verification, TVR
• Up to 3 lacs take approval decision
• Agreement checking, and Disbursement Documents verifying
• Underwriting

Credit Operations Executive - SK FINANCE LTD. - PUNE

(2020-02 - 2022-04)

• Sales support, cases login to disbursement process
• Credit Support, average banking calculation, Deal Approval, TVR, make viability sheet
• Making SOA and Fleet Summary in Excel sheet
• Cash handling, Branch level customer services
• Coordination with new joined employee, interview and training
• Agreement checking, and Disbursement Documents verifying
• Under sk finance whole Maharashtra coordination for valuation, generate id, additional issues

B.A - Political Science - Yashwantrao Chavan Maharashtra Open University (YCMOU), Nashik

Class XII - Maharashtra (2017)

Class X - Maharashtra (2014)