Sagar Krishna

Spearheaded end-to-end company formation across UAE Mainland, Free Zone, and Offshore jurisdictions; coordinated regulatory approvals and trade license issuance for 15+ corporate clients. Streamlined corporate bank account opening workflows by preparing KYC/AML documentation and liaising with banks, ensuring zero compliance gaps and timely client onboarding. Managed post-incorporation compliance including VAT registration, corporate tax coordination, visa processing, and government authority liaison for seamless operational setup.

Business Setup & Banking Processor – Corporate Banking, Regulatory Compliance, KYC/AML - Dhanguard Business Consultancy - Noida, India

(2025-11 - 2026-03)

• Spearheaded end-to-end company formation across UAE Mainland, Free Zone, and Offshore jurisdictions; coordinated regulatory approvals and trade license issuance for 15+ corporate clients.
• Streamlined corporate bank account opening workflows by preparing KYC/AML documentation and liaising with banks, ensuring zero compliance gaps and timely client onboarding.
• Managed post-incorporation compliance including VAT registration, corporate tax coordination, visa processing, and government authority liaison for seamless operational setup.

Finance Intern – Banking Operations, Credit Risk Assessment, NPA Monitoring, MIS Reporting - UCO Bank – Zonal Office - Varanasi, India

(2025-07 - 2025-08)

• Analyzed deposit mobilization trends and CASA (Current & Savings Account) growth across branches, delivering insights for resource planning and performance benchmarking.
• Assisted in credit appraisal and risk assessment by evaluating financial statements and CIBIL scores, supporting loan decisioning and credit risk management processes.
• Prepared and consolidated MIS reports for 60+ branches; monitored NPA (Non-Performing Assets) to enforce asset quality control and ensure regulatory compliance.

Finance Intern – Financial Analysis, Budgeting, Equity Research, Regulatory Compliance - Deal Squard - Ghaziabad, India

(2025-05 - 2025-07)

• Executed budgeting and financial forecasting models; monitored invoicing and expense tracking to enforce financial controls and optimize cost efficiency.
• Conducted equity comparative analysis (Dabur vs. HUL) using ratio analysis (liquidity, profitability, leverage) and SWOT; evaluated SEBI & RBI regulatory frameworks for governance insights.

PGDM - Finance & Business Analytics - Institute of Management Studies, Ghaziabad (2024 - 2026)

Bachelor of Commerce (B. Com) - Commerce - Allahabad Degree College (2020 - 2023)

Class XII - ICSE - St. Joseph's College (2018 - 2020)

Class X - ICSE - St. Joseph's College (2018 - 2020)