Director – Secondary Credit Transactions (GLS Secondary Loan Closing, EMEA) at UBS – Investment Bank (2023-10 – Present)
Senior Subject Matter Expert (SME) for EMEA secondary credit transactions across Par, Distressed, and highly structured loan trades, providing technical guidance and execution oversight on complex transactions.
- Own the end-to-end transaction lifecycle from trade review and execution strategy through settlement, asset transfer, and post-close issue resolution.
- Serve as the primary escalation point for BWIC executions, distressed acquisitions, restructurings, cashless rolls, delayed settlements, and documentation disputes.
- Review, negotiate, and approve trade confirmations, assignments, novations, participation agreements, pricing letters, and bespoke transaction documents.
- Ensure enforceable transfer of economic rights, voting rights, information rights, and ownership interests in accordance with LMA, LSTA, and credit agreement provisions.
- Lead settlement strategy discussions including funded participations, risk participations, sub-participations, and alternative settlement structures.
- Drive ClearPar execution and monitoring, overseeing settlement timelines, workflow governance, and resolution of aged trade breaks.
- Assess transaction-specific risks and implement mitigation strategies to protect investor interests, portfolio NAV, accruals, and fee economics.
- Oversee corporate actions and lifecycle events including amendments, waivers, restructurings, refinancings, paydowns, and lender consent processes.
- Act as Documentation Specialist for secondary credit transactions and provide expert interpretation of credit agreements.
- Partner closely with Front Office, Trading, Sales, Legal, Tax, Compliance, Finance, Operations, and external counsel.
- Manage relationships with agents, counterparties, investors, custodians, service providers, and vendors.
- Support regulatory, audit, governance, SOX controls, KYC requirements, and risk reviews.
- Author and maintain secondary loan closing procedures, BWIC operating models, and control frameworks.
- Deliver training, mentoring, and technical guidance to junior team members and new joiners.
- Director-level authorised signatory with accountability for governance, risk management, control adherence, and execution quality.
- Contribute to strategic initiatives focused on process optimisation, automation, and operational efficiency.
Secondary Loan Closer – Par & Distressed at GLAS (2022-02 – 2023-09)
- Led end-to-end closing of Par and Distressed secondary loan trades under LMA/LSTA.
- Managed participations, lifecycle events, corporate actions and settlement risk.
- Drafted and reviewed trade documentation and acted as escalation point for complex trades.
Team Lead – Secondary Loan Settlement & Closing at IHS Markit (2018-10 – 2022-02)
- Led teams delivering settlement and closing services to asset managers, CLOs and funds.
- Primary escalation authority for distressed and high-value trades.
- Produced MI reporting and supported automation, controls and audit requirements.
Associate, EMEA Loan & Agency – Account Manager at J.P. Morgan (UK) (2018-01 – 2018-07)
- Managed syndicated loan lifecycle events including drawdowns, rollovers, repayments, rate settings and fees.
- Maintained Loan IQ records, cash reconciliations and position management controls.
- Reviewed loan documentation and coordinated waiver requests and amendments.
- Partnered with Credit, Treasury, Compliance and Legal teams while resolving operational exceptions.
Associate, Structured Loans Administration at UniCredit Bank (UK) (2017-08 – 2017-12)
- Administered NY loan portfolio transactions including drawdowns, rollovers and servicing activities.
- Ensured accurate processing and compliance with audit and regulatory requirements.
- Managed cash reconciliations, payment investigations and stakeholder communications.
Assistant Operations Manager at ICICI Bank (UK) (2015-11 – 2016-05)
- Managed bilateral and syndicated loan operations and agency functions.
- Supported derivative facilities, participations, sell-downs and treasury borrowing activities.
- Led SOX, audit, operational risk, KYC/AML and management reporting activities.
Various Roles at ANZ Banking Group & J.P. Morgan (APAC/India) (2008 – 2013)
- Performed credit analysis, collateral assessment and borrower due diligence.
- Supported syndicated loans, loan administration and Australian mortgage operations.
- Conducted KYC/CDD reviews, credit audits, exposure monitoring and risk reporting.
