Yinka Owodunni

I'm an accomplished Risk Management Professional with a proven track record of success in Financial, Business and Credit Risk Management and the internal audit of credit Risk spanning over 20 years. My wealth of experience comes from working in various parts of the world, including Nigeria, Kenya, India, Dubai, New York, Delaware and the United Kingdom. I provide credit & business risk controls which consistently improves business performance.

I'm results oriented; stake holder focused and I possess relationship management and leadership skills. I work well, either as an individual or on a team-based basis. I provide leadership and drive business strategies to ensure the success and growth of the organisation.

I am committed, hardworking, result oriented and pay attention to details. I have a wealth of experience in planning, executing and managing audit projects in accordance with the Audit Plan, relevant policies, procedures and quality standards. I am responsible for the quality of the audit work performed and the efficiency and effectiveness of the audit team.

I also have in depth experience in the management of Credit throughout the credit life cycle; from originations to Collections & Recoveries with a specialisation in Credit Analysis.

Project Support Worker - Sixteen Plus Limited - Ipswich

(2025-11)

Managed the organisation's Ipswich‑based project, overseeing the full lifecycle of care for service users from admission through to discharge, ensuring safe accommodation, effective support planning, and compliance with regulatory standards.

• Property Management — Oversaw multiple supported‑living houses across Ipswich, ensuring each property was admission‑ready, safe, clean, and well‑maintained at all times.
• Health & Safety Compliance — Conducted daily fire and safety checks, logged compliance, and ensured immediate remediation of maintenance issues to maintain a safe environment for service users.
• Risk Assessment & Support Planning — Developed, reviewed, and updated individual risk assessments and support plans; documented progress through structured reports over the duration of each placement.
• Stakeholder Engagement — Attended meetings with Council representatives, Independent Reviewing Officers, and external professionals to monitor progress and ensure alignment with statutory expectations.
• Policy & Procedure Development — Participated in management and multidisciplinary committee meetings, contributing to policy formulation and designing practical implementation procedures.
• Team & Service Coordination — Ensured that the staff team followed daily routines, adhered to safeguarding protocols, and delivered consistent support aligned with organisational standards.
• Service User Support — Provided ongoing practical and emotional support to service users, promoting independence, wellbeing, and positive outcomes throughout their placement.
• Documentation & Reporting — Maintained accurate records, incident reports, and progress logs in line with regulatory and organisational requirements.

Managing Partner - HROSP Consulting Limited

(2022-01 - 2025-10)

Providing credit Risk and financial service consultancy and training services for individuals and corporations. In addition, providing Credit Risk management review, advice and consultancy services for financial institutions and corporations that provide credit lines for their customers.

• Providing training for underwriters and/or credit risk analyst to improve and strengthen the Credit Risk deliverables of the organization and improve service levels.
• Supporting corporations with the generation, review and use of management information to manage the risk appetite and better manage the Credit Risk environment and control issues.
• Review of documentations and processes to identify applicable risk and controls within projects and procedures embarked upon by clients.

Managing Director - Dredge Consult Nigeria (Division of Omarid Nig. Ltd.) - Ogun State, Nigeria

(2014-05 - 2022-01)

Served as Managing Director and had responsibilities for overseeing all the activities of the company. Dredge Consult is charged to monitor and regulate all Dredging activities in Ogun State, Nigeria. The role objective is to ensure that all business goals are reached. Other responsibilities include guiding and monitoring the overall workflow of the organization from a high-level perspective.

• Formulating policies and strategies to drive the company towards the set goals, objectives and targets.
• Forecasting, planning and implementation of strategies to aid the strategic objectives of the organization.
• Responsible for making decisions for the company and the company's best interest.
• Delegating duties clearly on what needs to be done and on what timeline. Creating, revising, and reviewing schedules for various departments. Ensuring that each department has sufficient staff coverage on a daily basis and that the schedules are reviewed to find weaknesses or inefficiencies and develop ways to increase productivity in these areas.
• Working with senior management on many projects to ensure that they have all the support required to deliver on assigned responsibilities.
• Representing the company to the public, key stakeholders, and business partners.
• Making significant financial decisions for the organization on a daily basis. Everything from approving purchase orders to vendor selection.
• Revoking dredging licenses or imposing fines where dredging Companies in the state contravene environmental, health & safety, financial and/or other regulatory covenants.
• Responsible for regulating all dredging & mining activities in the state to ensure it complies with international best standards.

Senior Auditor - UK Export Finance (née ECGD) - United Kingdom

(2012-10 - 2014-04)

Providing assurance that the Department's key principles are being upheld within the terms and conditions of the Internal Audit standards, the Financial Reporting Manual (FReM), published by HM Treasury; and other key industry standards. I provide risk management review against international best practice and highlight required remediation of identified gaps.

• Delivering planned audits to scope, quality, time and within budget as outlined in the Internal Audit Annual Programmed.
• Contributing to the overall audit strategy and the process of ongoing assurance to the Accounting Officer and audit sponsor/s on the adequacy, reliability and effectiveness of UK Export Finance's risk management, control and governance processes.
• Representing internal audit on internal programme and project boards as necessary to advise on risk and control issues and to provide assurance in regard to adherence to relevant programme and project management standards.
• Delivering draft and final reports in line with agreed deadlines, keeping sponsors and key stakeholders informed of major issues as they arise and at key stages of fieldwork.
• Promoting the role and value of the internal audit and assurance service on an ongoing basis through formal and informal channels.
• Contributing to a programme of reviews to check for banks and exporters compliance with the terms of conditions set by UK Export Finance.
• Liaising and co-operating with UK Export Finance's external auditors to ensure the efficient use of the total audit effort.

Managing Consultant - Still Waters Consulting Limited

(2010-07 - 2012-10)

Providing credit Risk and financial service consultancy services for individuals and corporations interested in debt consolidation, Payment Protection insurance, financial dispute resolutions etc. Also provide Risk management review and advice for revamping Risk Management function in companies.

• Undertook review of documentations and processes to identify applicable risk and controls within projects and procedures embarked upon by clients.
• Led discussions with the financial ombudsman where necessary