Ziaur Rehman

Experienced Finance Officer with over 6 years of comprehensive experience in both retail and airline finance. Skilled in financial planning, budgeting, cash flow management, and cost control. Expertise in VAT compliance, forecasting, credit control, reconciliation, and financial reporting, with a proven ability to streamline financial processes and improve business growth and profitability.

Adept at preparing and managing monthly management reports, budget preparation, and financial presentations for senior leadership. Experienced in managing a range of financial operations, including accounts payable, accounts receivable, payroll, and vendor relations, ensuring timely payments and strong relationships with suppliers. Known for driving cost-saving initiatives, clearing financial backlogs, and recovering bad debt to improve cash flow and operational efficiency.

Well-versed in using Oracle ERP, Odoo ERP, Xero, Sage Business Cloud, Microsoft Excel, and Google Sheets to enhance financial reporting and analysis. A proven leader with the ability to manage cross-functional teams and ensure compliance with regulatory standards such as HMRC and International Accounting Standards (IAS). Known for a proactive, results-driven approach to financial management, consistently delivering sustainable financial performance while maintaining high standards of accuracy and efficiency.

Fluent in English and Urdu, with strong communication skills to collaborate with various stakeholders at all levels.

Accounts Officer/Supervisor at Royal Jordanian Airlines (2024-07 – Present)

As the lead on financial oversight for the organization, I manage a broad range of financial functions, including bookkeeping, credit control, VAT compliance, and payroll management. I drive operational efficiency through careful cost control measures and financial reporting, while ensuring strict adherence to HMRC regulations and International Accounting Standards (IAS).

• Oversee Accounts Payable and Receivables
• Manage cash flow and ensure accurate monthly reporting
• Supervise credit control, vendor relations, and payment terms
• Ensure compliance with HMRC regulations and assist with audits
• Prepare monthly financial reports, including PNL variances and cash flow analysis
• Submit VAT returns and process payroll
• Develop and monitor budgets and financial forecasts
• Successfully reduced operational costs through vendor negotiations
• Led efforts in recovering bad debts, significantly improving cash flow
• Cleared backlogs of financial data, improving reporting timelines
• Improved supplier payment terms, enhancing cash flow management

Finance Manager/Supervisor at BathroomsByDesign Retail Limited (2018-02 – 2024-07)

Managed key financial operations, including VAT returns, cash flow forecasting, and balance sheet reconciliations. Ensured the company's financial stability and compliance by maintaining accurate records, implementing strict financial controls, and supporting the audit process.

• Prepared and submitted VAT returns and cash flow statements
• Conducted balance sheet reconciliations and managed fixed asset registers
• Led the creation of budgets and tracked expenses
• Prepared financial presentations for senior management
• Managed payroll processing, including PAYE and company pensions
• Supported internal and external audits
• Improved financial visibility with more accurate forecasting and budgeting
• Streamlined payroll and VAT processes, reducing discrepancies and delays

Bachelor's in biotechnology – IIUI University, Islamabad, Pakistan (2011-01 – 2015-12)

AAT Level 2 – Association of Accounting Technicians (2021-01 – 2021-12)

AAT Level 3 – Association of Accounting Technicians (2022-01 – 2023-05)

AAT Level 4 – Association of Accounting Technicians (2023-08 – 2024-08)