Dimas Aryo

Insurance and Actuarial Administration graduate with professional experience in insurance product development, underwriting, and broker relationship management. Proven ability to support regulatory compliance with OJK requirements, coordinate with cross-functional stakeholders, evaluate underwriting risks, and manage product and policy documentation. Holds CGI, PAJ, and AWP certifications, with strengths in analytical thinking, communication, and process improvement.

Product Staff at PT Asuransi Ciputra Indonesia (2025-03 – Present)

• Worked closely with Sales and Business Development teams to support business partner requests by preparing product specifications, pricing, and underwriting processes.
• Coordinated with Underwriting, Actuarial, and Business teams, including Chief-levels for non-standard cases, to support business partner requests and ensure timely product decisions and execution within a 5-business-day SLA.
• Reviewed and validated pricing outputs against previously approved premium rate tables and competitor pricing to ensure consistency, pricing accuracy, and market competitiveness prior to implementation.
• Prepared and reviewed regulatory documentation to support product submissions and ensure compliance with OJK regulations, including SEOJK requirements.
• Developed and maintained 10 life insurance products, including product specifications, policy wording, RIPLAY, and supporting marketing materials.

Marketing Broker Intern at PT Lippo General Insurance (2024-11 – 2025-03)

• Managed and analyzed approximately 40 placing slips per month from brokers across diverse occupational segments, ensuring submissions aligned with underwriting guidelines.
• Conducted Salesforce-based risk assessments and summarized key underwriting factors, including loss ratios and existing panels, to support approval decisions.
• Collaborated closely with underwriters by delivering structured broker-submission insights, improving decision readiness and approval efficiency.
• Reviewed submission completeness and identified potential underwriting issues before escalation, reducing processing delays and improving turnaround time.
• Monitored the progress of broker submissions and proactively followed up on pending requirements to maintain agreed service level agreements (SLAs).

Underwriting Non-Health Intern at PT Asuransi Jiwa Inhealth Indonesia (2024-08 – 2024-11)

• Maintained and enhanced the underwriting database by validating benefit structures, riders, benefit classes, premium information, and policy attributes to ensure data accuracy and consistency.
• Performed data validation and quality checks to identify discrepancies, duplicate records, and missing information before database updates.
• Managed and updated approximately 1,300 business records, ensuring underwriting data remained complete, accurate, and up to date for operational use.
• Assisted in maintaining underwriting reference data, enabling faster access to product information and reducing manual verification efforts.
• Prepared data reports and update logs to support the migration of underwriting data to a new system

Diploma in Insurance and Actuarial Administration – Universitas Indonesia (2022-08 – 2025-07)

Bachelor in Financial Management – Universitas Pelita Harapan (2026-08)