Ikhsan Adhiprawiro

Spent the last ten years of my career in AML and KyC related division. Experienced in the field from two point of view, which are Client management (Business support) and KYC/AML profile analyst (corporate and retail).

Compliance Transaction Surveillance Analyst (Corporate & Retail) - PT Bank UOB Indonesia

(2023-11)

• Analyze alerted transaction generated by the system for any possible AML threat to the Bank.
• Review and conclude the raw transaction data from the system which will be inputted in daily working paper.
• Report any suspicious transaction activity as a result of the mentioned daily review as an STR (Suspicious Transaction Report) review.
• Conducts name screening using internal system for all customer and related parties related to the STR review.
• Submit the STR working paper to supervisor which later on will be submitted further to Compliance, Legal & Corp. Secretary Head Division.
• Input the finalize STR report to PPATK web system (GoAML) along with the approval.
• Compiles all suspicious customer in internal 'prohibited list' to prevent any future onboard possibilities for the said customer, on daily basis.
• Collaborating with branches and divisions across Indonesia to complete any document and information requirement needed for STR review.

AML Existing to Bank Lead - Covering Due Diligence and Transaction Monitoring for Corporate & Retail - PT Bank Seabank Indonesia

(2021-07 - 2023-11)

Leading an AML Team for existing to Bank review which consist of 11 team member that includes maker and checker, covering the following details:

• Working together with the compliance team to construct or amend SOP and guidance book for company's AML review towards existing to Bank customer, accordingly with any related POJK. The guide will be used for all AML related team member to do step by step review with mandatory requirements. Biweekly meeting is also required with compliance team to discuss any
• Conducting daily and weekly work assignment which includes Periodic review, trigger event, delta screening, unblocking account, Cross border transaction screening, risk override review, transaction monitoring for both digital and conventional customer covering retail and corporate customer.
• Working together with 12 office branches across Indonesia to complete Periodic review, Trigger events, transaction monitoring and onboarding (corporate customer) AML review for conventional Clients. Biweekly meetings with the said 12 branches is mandatory.
• Onboarding customer to the Bank (account opening), for corporate customer only, covering local and international customer.
• Conducting annual AML knowledge refreshment towards AML and branch team
• Compiling Team's productivity and quality for yearly KPI review on each team member.

KYC Team Lead - PT Bank Seabank Indonesia

(2021-07 - 2022-07)

Leading a KYC Onboarding Team consisting of 17 KYC agents, which cover the following description:

• Handling video call verification escalation/approval from KYC agents on daily basis related to Users/costumers with unusual/improper information which resulted a score below the company's threshold.
• Monitors and compiles KPI report for each KYC agent based on quality, quantity, productivity, and behavior
• Collaborating with Work Force Management to make monthly shifting & leave schedule for KYC agent
• Collaborating with Quality Assurance Team to ensure the Team delivers a good KYC onboarding quality.
• Working together with Customer service, AML, Fraud, and Product Team to answer requests, questions, comments and complaints from costumers on phone, live chat, email and social media

Client Life Cycle Management (AML/KYC) Analyst & Outreach - Deutsche Bank AG Indonesia (Corporate level)

(2019-04 - 2021-06)

Conducting Periodic review and event driven review in Know Your Customer/AML regulation and requirements accordingly with risk rating applied to each Client. The review is conducted under two regulator, Indonesia, and Germany. The job description covers the following end-to-end review:

• Initial Due diligence. Reviewing the information and document needed from the Client related to KYC requirement
• Outreaching/contacting the Client accordingly for the document and information needed
• Reviewing, whether the Client has submitted the requested
• Identifies and verifies the related party of the client which covers, Shareholders up until 10% ownership threshold, Board of director, Authorized signer, and Ultimate Beneficial Owner
• Identifies and verifies Nature of business, Source of Fund, and Source of wealth of the Client
• Name screening the Client and all related parties using Fircsoft (world check), Lexis Nexis diligence, DHN, and DTTOT and PWMD name list
• Assess and escalates any hit/finding from the screening result to the Relationship Manager and Compliance, for clearance or any further action (exiting the client is possible)
• Drafting transaction review template for Relationship Manager review
• Obtains approval from Business (Local, regional and global) and compliance (local and regional)

AML/CTF-Know Your Customer Analyst - Hong Kong and Shanghai Banking Corporation (PT. Bank HSBC Indonesia)

(2017-06 - 2019-04)

Conducting Periodic review, maintenance for authorized signer transaction, and event driven review in Know Your Customer/AML regulation and requirements accordingly. The review was conducted under three regulator, which are Indonesia, Hong Kong and United Kingdom. The job description covers the following details:

• Initial Due diligence. Reviewing the information and document needed from the Client related to KYC requirement.
• Sends the KYC requirement to Client Management team, so it can be requested to each Client.
• Reviews the information and document given by the Client Management Team (from the client), if it has fulfilled the requirement.
• Identifies and verifies the related party of the client covering, Shareholders up until 10% ownership threshold, Board of director, Authorized signer, and Ultimate Beneficial Owner.
• Identifies and verifies Nature of business, Source of Fund, and Source of wealth of the Client
• Name screening the Client and all related parties using RDC and World check
• Assess and escalates any true material hit/finding from the screening result to the Relationship Manager and Compliance for clearance or any further action (exiting the client is possible).
• Conducts transaction review for each client to identifies any suspicious transaction from AML and CFT point of view.
• Obtains approval from Business (Local, regional and global) and compliance (local and regional)

Client Management Group/Business Support (AML project) - Hong Kong and Shanghai Banking Corporation (PT. Bank HSBC Indonesia)

(2016-04 - 2017-06)

Act as Relationship Manager's support in conducting due diligence to all clients on corporate level (Multi national Company), from the Anti Money Laundering point of view, under Indonesia, Hong Kong and United Kingdom Regulator. The job description covers the following roles:

• Educates (sometimes seminar and training) the client about the AML and CFT rules of the Bank
• Contacts and visits the client requesting/discussing the KYC/AML requirement for the Bank's review
• Manages Client's transaction that uses authorized signer, from KYC verification requirements
• Responding the requirement from KYC team that relates to Relationship Manager's confirmation and assessment
• Communicating with Bank's colleague around the world for Identifying and verifying shareholder information
• Creates instruction memo to system delivery team for any KYC updates that relates to transaction information

Bachelor Degree - Industrial Engineering - Universitas Katholik Parahyangan, Bandung

High school science class - Al-Azhar Kelapa Gading