Nicholas Eugene

Experience as a Credit Analyst with over 2 years in the financial industry

1. Credit Analyst Associate - PT Upbanx Global Indonesia (YC W22) (12/2022-Present)
   • Checking and verify completeness of the financing applications documents
   • Analyzing the legality of the submission document
   • Engage with the loan applicant
   • Review Pefindo score, credit historical, and repayment history
   • Field survey if necessary
   • Prepare credit scoring for loan applicant
   • Compile and provide recommendations on the results of financial analysis
   •  Credit Analyst - PT Surya Artha Nusantara Finance (Member of Astra) (01/2022-11/2022)
   • Provide independent recommendation through analyzing customer's data provided
   • Visit project survey for better understanding of customer's business condition
   • Confirm and verified customer data
   • Provide recommendations with mitigation in accordance with the feasibility and capabilitites of the customer
   • Analysis financial statements and bank statement customer's provided
   • Buyer Executive - PT Charoen Pokphand Indonesia (09/2021-12/2021)
   • Receive and follow up every submitted purchase requests effectively and timely
   • Develop and find new suppliers and negotiate price, terms and conditions to get the best possible price and service guarantee
   • Coordinating with other divisions/departments and suppliers to get the required items
   • Operation Analyst - Payment - PT Shopee International Indonesia (08/2020-08/2021)

   -Check & verify the manual statement from Bank and Proof Transaction in order to validate whether the information is already correct

   • Escalate untraced manual bank statement to be compared with order data
   • Analyze if there are suspicious transactions to be processed
   • Payment System Operation Internship - Central Bank of Indonesia (02/2019-03/2019)
   • Recap calculation list data of Giro Wajib Minimum (GWM) of all participating banks
   • Prepare presentations for monthly meetings
   • Recap real time gross settlement (RTGS) bank questionnaire data

1. Atma Jaya Catholic University (2015-2019)

   Management - Marketing 

2. SMA Kolese Gonzaga (2012-2015)