Abdul Khalik

Medical and Life Insurance Underwriting professional

Mumbai, MaharashtraMember since 29 September 2025

Medical UnderwritingClinical Risk AssessmentSQL

About

Medical and Life Insurance Underwriting professional with over 1.5 years of comprehensive experience in clinical risk assessment, medical record review, ICD-10 coding, and V-MER/Video MER evaluation. Adept at handling complex international and US insurance processes, assessing medical disclosures, accurately identifying risk factors, and supporting data-driven underwriting decisions while consistently maintaining strict quality benchmarks, regulatory compliance, and optimal turnaround timelines (TAT).

Experience

Telemedical Underwriter - VISIT Health Insurance - New Delhi, India

(2025-10)

Review complex medical records, historical disclosures, diagnostic reports, and detailed laboratory investigations to conduct comprehensive underwriting risk assessments.
Execute rigorous V-MER and Video MER evaluations, successfully identifying underlying medical risks and clinical factors that impact policy underwriting choices.
Manage international and US-based insurance cases efficiently, ensuring absolute alignment with global underwriting guidelines, internal quality standards, and compliance frameworks.

Telemedical Underwriter - Adiapushp Pvt. Ltd. - Noida, India

(2025-02 - 2025-10)

Supported end-to-end life and health insurance underwriting frameworks specifically tailored for international corporate and individual clients.
Evaluated high-volume clinical information, personal medical disclosures, and adverse risk indicators with high accuracy, precision, and consistency.
Maintained elite internal quality benchmarks and streamlined operational pipelines to ensure the rapid, timely completion of highly complex underwriting cases.

Assistant Pharmacist - Al-Shifa Emergency Hospital - Delhi, India

(2023-08 - 2024-08)

Managed clinical medication dispensing, meticulous prescription reviews, patient counseling, and comprehensive, cross-departmental healthcare documentation.
Cultivated profound, foundational clinical knowledge regarding therapeutics and pathologies directly applicable to professional medical underwriting and systemic risk assessment.