Adarsh Sp

Detail-oriented AML Compliance Analyst with extensive expertise in transaction monitoring, risk assessment, and financial crime investigation. Proven track record in ensuring regulatory compliance through effective alert detection, analyzing complex financial data, mitigating institutional risk, identifying suspicious patterns and behaviors, fraud detection and ensuring strict adherence to AML regulations and OFAC sanctions.

Senior Process Associate - Guidehouse India Pvt Ltd

(2023-07)

• Monitor and analyze daily automated transaction alerts generated by the organization's monitoring system to detect potential money laundering, fraud, structuring, and unusual behavioral pattern of active retail and commercial accounts.
• Conduct initial alert triage, efficiently clearing low-risk/false-positive alerts with clear documentation while escalating high-risk anomalies for deeper investigation ensuring high quality rate.
• Monitor and triage a high volume of automated on-chain and off-chain transactional alerts using to detect suspicious activity across BTC, ETH, and major stable coin ecosystems.
• Detecting crypto-native risks like mixers/contracts, tracing illicit, smurfing, NFT wash trading, and bridge-hopping.
• Partner with KYC, Customer Due Diligence (CDD), EDD teams to update customer risk-ratings based on verified transactional activity and changes in business profiles.
• Perform comprehensive look-back investigations spanning on high-risk accounts, utilizing internal transactional data and external OSINT public records and geographical risks to reconstruct complex financial networks.
• Conducted deep-dive AML investigations into commercial accounts flagged for high-velocity transaction anomalies, identifying inconsistencies between stated business nature (KYB) and actual transactional counterparty behavior.
• Coordinate team workflows and oversee daily EOD administrative reporting to optimize tracking accuracy and maintain steady operational output.
• Identify the process gaps and recommend improvements to transaction monitoring systems and alert parameters based on findings and regulatory trends and participate in system testing and updates to enhance monitoring capabilities.

Senior Finance Associate - DCA Technologies Pvt Ltd

(2018-09 - 2023-03)

• Manage day to day accounting activities including accounts payables/receivable, reconciliations and general ledger entries.
• Prepare Monthly, Quarterly and Annual financial statements
• Maintain GST records, filings and compliance.
• Verify invoices, manage payments and ensure documentation accuracy.
• Support internal audits and coordinate with external auditors.
• Provide financial insights to support management decisions.

Accounts Trainee - Iyer & Nair Chartered Accountants

(2016-12 - 2018-04)

• Perform monthly, quarterly and annual accounting activities including reconciliations of small and medium enterprises
• Post and process journal entries to ensure all business transactions are recorded
• Updating of accounts receivable, bank statements, expenses, payroll records etc
• Filing of Goods and Service Tax returns for different clients before due date

Masters of Commerce - Finance - University of Kerala (2015)

Bachelor of Commerce - Taxation - University of Kerala (2012)

12th - CBSE - Bharatiya Vidya Bhavan, Trivandrum (2009)

10th - CBSE - Bharatiya Vidya Bhavan, Trivandrum (2007)