Aditya Kiran

MSME Lending Pivot

Co-Founder - Hospay - India

(2022-01)

MSME Lending Pivot

• Built a UPI-based credit product targeting out-of-pocket healthcare expenses; pivoted to MSME lending after TAM and GTM testing.
• Led B2B partnership and product integration with Drip Capital to offer import financing to small manufacturers; navigated compliance and credit evaluation.
• Conducted due diligence, analyzed onboarding workflows, and negotiated documentation processes.
• Developed GTM for lending partnerships; applied RBI Digital Lending Guidelines and onboarding norms in product setup.

Founder & Research Lead - Smart Hedge

(2020-01 - 2021-12)

Commodity Risk Intelligence Platform

• Conceptualized agri-commodity pricing and hedging tools for farmers/SMEs using MCX/NCDEX; backed by SEBI research proposal.
• Investigated inefficiencies in commodity price discovery, created use-case maps, and interfaced with exchange compliance.
• Developed understanding of futures trading regulation, margining systems, and index construction.

India Fellow | Social Enterprise Rotation - Development Fellowship

(2017-01 - 2018-12)

Rangsutra

• Worked on D2C strategy and backend category management for an artisan-led social enterprise.
• Built workflows for inventory management and pricing with community-based producers.

Operations Manager - Amazon India

(2015-01 - 2017-12)

• Managed 100+ associates across fulfillment functions; executed Kaizen-driven process improvements.
• Built dashboards for real-time throughput monitoring and cost reduction during peak sales cycles.

Angel Investor (via Micro-AIF) - Self-Employed

(2022-01)

Backed 3 early-stage startups

• Zipee: Quick commerce infra for D2C brands (visited dark stores for ops diligence)
• Rocketpay: Credit collections infra for Tier 2-4 merchants
• Plus Gold: Digital gold saving (shutdown experience informed early-stage risk lens)
• Participated in community pitch discussions, investor calls, and founder updates.

Portfolio Manager (Family Capital) - Self-Employed

(2019-01)

• Transitioned family assets from real estate to listed equities via professional fund post extensive evaluation.
• Deployed hybrid allocation strategy; analyzed public equities using Screener, Tickertape.
• Managed emotional volatility, maintained 15% IRR over multiple cycles.

B.Tech - Engineering - Indian Institute of Technology (IIT-BHU) (2015-01)