Co-Founder - Hospay - India
(2022-01)
MSME Lending Pivot
- Built a UPI-based credit product targeting out-of-pocket healthcare expenses; pivoted to MSME lending after TAM and GTM testing.
- Led B2B partnership and product integration with Drip Capital to offer import financing to small manufacturers; navigated compliance and credit evaluation.
- Conducted due diligence, analyzed onboarding workflows, and negotiated documentation processes.
- Developed GTM for lending partnerships; applied RBI Digital Lending Guidelines and onboarding norms in product setup.
Founder & Research Lead - Smart Hedge
(2020-01 - 2021-12)
Commodity Risk Intelligence Platform
- Conceptualized agri-commodity pricing and hedging tools for farmers/SMEs using MCX/NCDEX; backed by SEBI research proposal.
- Investigated inefficiencies in commodity price discovery, created use-case maps, and interfaced with exchange compliance.
- Developed understanding of futures trading regulation, margining systems, and index construction.
India Fellow | Social Enterprise Rotation - Development Fellowship
(2017-01 - 2018-12)
Rangsutra
- Worked on D2C strategy and backend category management for an artisan-led social enterprise.
- Built workflows for inventory management and pricing with community-based producers.
Operations Manager - Amazon India
(2015-01 - 2017-12)
- Managed 100+ associates across fulfillment functions; executed Kaizen-driven process improvements.
- Built dashboards for real-time throughput monitoring and cost reduction during peak sales cycles.
Angel Investor (via Micro-AIF) - Self-Employed
(2022-01)
Backed 3 early-stage startups
- Zipee: Quick commerce infra for D2C brands (visited dark stores for ops diligence)
- Rocketpay: Credit collections infra for Tier 2-4 merchants
- Plus Gold: Digital gold saving (shutdown experience informed early-stage risk lens)
- Participated in community pitch discussions, investor calls, and founder updates.
Portfolio Manager (Family Capital) - Self-Employed
(2019-01)
- Transitioned family assets from real estate to listed equities via professional fund post extensive evaluation.
- Deployed hybrid allocation strategy; analyzed public equities using Screener, Tickertape.
- Managed emotional volatility, maintained 15% IRR over multiple cycles.
