Aditya Sharma

Fast learner and result driven professional seeking an opportunity in finance and insurance sales to utilize communication client handling and sales skills to achieve organizational growth while building a long term career

Executive - India mart Intermesh pvt ltd

(2025-07 - 2026-03)

• Managed B2B client acquisition and onboarding for paid subscription packages.
• Generated leads through cold calling, follow-ups and digital inquiries.
• Explained IndiaMART paid membership plans and converted prospects into paying customers.
• Built strong customer relationships and retention through regular follow-ups.
• Maintained CRM records and updated sales pipeline & client database.
• Resolved client queries and provided post-sales support.

Team Manager - Aditya Birla Health Insurance - GWALIOR

(2024-12 - 2025-06)

• Recruited, trained and managed a team of insurance advisors/agents.
• Generated business through agency channel sales.
• Conducted training sessions and sales meetings to improve team performance.
• Guided advisors on lead generation, pitching and policy closing.
• Achieved monthly and quarterly premium collection targets.

MIS executive - SAI FINANCE ASSOCIATES

(2024-01 - 2025-12)

• Analyzed financial statements, credit reports, and cash flow data to assess the creditworthiness of individuals and businesses.
• Conducted detailed risk assessments and recommended credit approval, modification, or rejection decisions.
• Evaluated loan applications by reviewing financial performance, debt obligations, and repayment capacity.
• Prepared comprehensive credit analysis reports and presented findings to senior management and credit committees.
• Monitored existing credit portfolios to identify potential risks, deteriorating accounts, and exposure concentrations.
• Performed industry, market, and competitor analysis to support lending decisions.
• Assessed collateral valuations and security documentation to mitigate lending risks.
• Calculated and analyzed financial ratios, including liquidity, profitability, leverage, and coverage metrics.
• Collaborated with relationship managers, underwriting teams, and clients to gather required financial information.
• Ensured compliance with internal credit policies, regulatory requirements, and risk management frameworks.
• Maintained accurate credit files and documentation throughout the lending lifecycle.
• Supported loan structuring and covenant analysis to optimize risk-adjusted returns.
• Tracked borrower performance and prepared periodic credit review reports.
• Identified early warning signals and recommended corrective actions for high-risk accounts.
• Utilized financial modeling and forecasting techniques to evaluate future repayment capacity.

Master's Degree - Post Graduation - PRESTIGE INSTITUE OF MANAGEMENT AND RESEARCH(GWL) (2023 - 2025)

Bachelor's Degree - Graduation - SHYAMLAL PANDAVIYA MAHAVIDALYA(GWL) (2020 - 2023)

12th - XII - REGIONAL CONVENT SCHOOL(GWL) (2020 - 2020)

10th - X - REGIONAL CONVENT SCHOOL(GWL) (2018 - 2018)