Ajay Goyal

Actuarial Professional with almost 3 years of experience working in life insurance industry, gaining – hands – on exposure on actuarial reporting, financial modelling and risk analysis. Skilled in reviewing assumptions, resolving stakeholder queries, and involved in Solvency II, Asset Share and IFRS9/17. Hardworking individual with the zeal and hustle to complete the assigned task on time with creativity and clarity.

Robust in problem solving and decision making with good knowledge and always looking for challenges.

Senior Actuarial Analyst at WNS Global Services Pvt. Ltd. (2025-11 – Present)

• Performed detailed reviews of assumption and result change as per monthly or quarterly period reporting.
• Respond to stakeholder queries, validated assumptions and provide clarifications on model outputs.
• Organized knowledge sharing sessions within the team. Also mentored new team members to ensure a smooth transition into processes.
• Experience in setting up Prophet and SMART (internal model) liability runs, checking run logs and working on liability results of all types of Life Insurance products using actuarial models.

Actuarial Analyst at WNS Global Services Pvt. Ltd. (2024-04 – 2025-10)

• Led the validation and reconciliation of base assumptions across IM, Asset Share, IFRS 9 and IFRS17 frameworks to ensure alignment and prevent discrepancies in updated actuarial inputs in Prophet and SMART.
• Configured and executed actuarial runs using Prophet Model.
• Performing Analysis of Change (AOC) for SII, IFRS9 and IFRS17 for stepwise assumption change such as RFR, Economic and Non – Economic assumptions.
• Managing and ensuring timely delivery of monthly & quarterly deliverables, capital monitoring and forecasting, including stress testing for risk factors.
• Managed stressing the risks faced by the company on the Solvency II directives and setting up the assumptions for the same. Using the assumptions to calculate the BEL (Best Estimated Liability) for different scenarios using the Prophet model.
• Working on various Impact Assessments to understand and check the impact on both assumptions and results for economic and demographic assumption changes and providing assistance to onshore stakeholders to resolve their doubts and queries.
• Acted as a key liaison with the onshore team, proactively identifying and incorporating additional requirements beyond standard monthly and quarterly deliverables to improve collaboration and output quality.
• Designed and implemented automation projects using R and VBA, improving efficiency and accuracy eventually resulting in time saving.
• Led key projects such as CMF and Risk Margin, proactively addressing process inefficiencies.

Actuarial Management Trainee at WNS Global Services Pvt. Ltd. (2023-03 – 2025-03)

• Preparing and analyzing the assumptions and results for existing business and new business using Prophet and SMART (internal) Models.
• Managing monthly & quarterly deliverables of existing and new business changes in reserves or liabilities due to factors such as demographic and economic assumptions.
• Preparing and analyzing the results for UK's Life Insurance products for Solvency II, Asset Share and IFRS9 reporting.
• Conducting Stress Testing on the risks faced by the company on Solvency II directives and setting up the assumptions for the same. Using the assumptions to calculate the BEL (Best Estimated Liability) for different scenarios using the Prophet model.

Junior Data Analyst at My Money Mantra (2022-03 – 2023-02)

• Selecting the target audience which we will hit by running campaigns.
• Analyzing the performance of the data.
• Controlling/Monitoring Rejection of data
• Extracting data from Data Warehouse through SQL queries.
• Handing Large Data and analyzing it with the help of Knime Tool.

B.Sc. (H) in Mathematics – Kirori Mal College, Delhi University (2018 – 2021)

Actuarial Science in Business Economics (CB-2) – Institute of Actuaries of India (2024-05)

Actuarial Science in Business Finance (CB-1) – Institute of Actuaries of India (2024-11)

Actuarial Science in Business Management (CB-3) – Institute of Actuaries of India (2025-02)

Actuarial Science in Communication Practice (CP3) – Institute of Actuaries of India (result awaited)