Branch credit manager
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I am a results-oriented professional with over 6 years of experience in credit underwriting, personal discussion (PD) verification, and field operations across Telangana, working primarily with NBFCs and banks through Kowtha and Co, Chartered Accountants.
In my previous role as State PD Verification Head, I managed field teams, conducted in-depth verifications for Home Loans (HL), Loan Against Property (LAP), and Unsecured Business Loans (UBL), and coordinated directly with credit managers to maintain high standards of compliance, fraud detection, and creditworthiness assessment.
My strengths include financial analysis, income estimation, report validation, team leadership, and ensuring strict adherence to credit policies. I also have hands-on experience with field-level document checks, business verification, and MIS reporting.
I am now actively seeking a long-term opportunity in a reputed NBFC or financial institution where I can apply my experience, grow professionally, and contribute to efficient and responsible credit decision-making
