Akshay Panchangmath

Finance and Investment Operations professional with experience across fund servicing, cash and asset reconciliation, trade settlement, FX operations, loan servicing, and business process improvement. Strong understanding of the end-to-end trade lifecycle, including trade matching, reconciliation, settlement, margin processing, payments, and exception management. Experienced in working with accounting, custody, front-office, middle-office, brokers, custodians, and global stakeholders.

Proficient in Advanced Excel, Power BI, SQL, Bloomberg, and financial operations platforms including WSO, Markit, ClearPar, and Oracle EOLE.

Fund Servicing Consultant - J.P. MORGAN CHASE - Bengaluru

(2026-02)

• Review and investigate cash and asset reconciliation breaks between accounting and custody records.
• Analyse accounting records and identify potential issues, misstatements, and exceptions requiring investigation or escalation.
• Perform root-cause analysis of reconciliation breaks by understanding data and information flow between accounting and custody systems.
• Coordinate with relevant stakeholders and technology partners to support workflow improvements and reduce recurring operational breaks.
• Maintain adherence to established risk and control procedures, checklists, and standard operating procedures.
• Liaise with internal control teams on issues requiring review and appropriate resolution.
• Provide timely updates, MIS, and operational information to local and global management teams.
• Support resolution of technical, accounting, and audit-related queries and act as a point of reference for team members.
• Identify process improvement opportunities and contribute recommendations for improving efficiency and operational effectiveness.
• Use Bloomberg for accessing and reviewing global market information and financial data.

Settlement Analyst - SOCIETE GENERALE - Bengaluru

(2023-12 - 2025-05)

• Managed settlement and post-trade activities across primary and secondary markets involving equities, fixed income, derivatives, and FX products.
• Performed end-to-end trade lifecycle activities, including trade matching, settlement monitoring, reconciliation, exception investigation, and stakeholder communication.
• Processed and monitored settlement events including IPOs, coupons, redemptions, equities, and fixed-income transactions.
• Performed same-day T+0 matching of FX transactions to support accurate and timely trade processing.
• Conducted daily T+1 reconciliation of FX trades, investigating booking, matching, and settlement discrepancies.
• Coordinated with Front Office, Middle Office, clients, agents, brokers, and internal operations teams to ensure timely completion of trade processing.
• Served as a point of contact for FX Prime Brokers and executing brokers to resolve operational and settlement-related queries.
• Worked with custodial and settlement networks including Euroclear and Clearstream.
• Monitored margin requirements and processed or posted margin shortages within required timelines.
• Prepared MT103 and MT202 payment instructions related to margin posting and ensured Standing Settlement Instructions were appropriately validated.
• Prepared journal postings related to fees, maintenance, settlement bank charges, and interest charges.
• Supported internal audits, external audits, investment accounting activities, and daily reconciliation processes.
• Proactively followed up on trade amendments and exceptions to support timely resolution within agreed service levels.

Business Analyst - ARENA INVESTORS - Bengaluru

(2023-01 - 2023-10)

• Collaborated with stakeholders to understand business requirements and identify opportunities for process improvement.
• Analysed existing business processes and recommended optimization strategies to improve operational efficiency.
• Developed and maintained process and training documentation to support employee understanding of systems and procedures.
• Participated in team discussions to identify operational challenges and contribute practical solutions.
• Analysed detailed business requirements to support efficient resource utilization.
• Identified areas for improvement in customer and business processes and recommended actionable solutions.
• Supported continuous improvement initiatives through requirement analysis, documentation, and stakeholder collaboration.

Asset Analyst II - NORTHERN TRUST - Bengaluru

(2021-06 - 2022-12)

• Processed end-to-end loan servicing activities for syndicated and bilateral loan facilities.
• Managed loan lifecycle events including new drawdowns, rollovers, conversions, renewals, paydowns, rate settings, and fee processing.
• Reviewed and processed loan settlement documentation while ensuring accuracy, compliance, and timely execution.
• Analysed credit agreements and loan structures to support accurate transaction processing.
• Used loan servicing and trade processing platforms including WSO (Wall Street Office), Markit, and ClearPar.
• Supported processing and reporting activities related to loan transactions and settlement events.
• Worked with complex loan structures and transactional documentation to ensure accurate operational processing.
• Supported FX-related activities, including trade confirmations, wire postings, transaction processing, and communication with counterparties.

Master of Business Administration - Finance - AIMS Institute, Bengaluru (2018 - 2020)

Bachelor of Commerce - J.G. College of Commerce, Hubballi (2015 - 2018)